CSP Insurance Services Home Page
  • Home
  • Get A Quote
    • Annuities
    • Automobile
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Builders Risk
      • Workers Compensation Quote
      • Employment Practices Liability Insurance
      • Technology Errors & Omissions Coverage
    • Condominium
    • Flood
    • HealthImage of right arrow
      • Health Insurance Quote
      • Disability Insurance Quote
      • Long Term Care Insurance Quote
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Homeowner Flood Quote Form
    • Life
    • Motorcycle
    • Renters
    • Watercraft & Boat
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
    • Business & CommercialImage of right arrow
      • Request ID Card for Commercial Auto Policy
      • Add Vehicle to Existing Commercial Auto Policy
      • Remove Vehicle from Existing Commercial Auto Policy
      • Add Driver to Existing Commercial Auto Policy
      • Remove Driver from Existing Commercial Auto Policy
      • Request General Liability Certificate of Insurance
  • Claims
    • Automobile
    • Business & Commercial
    • Homeowners
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Calculators
    • Free Reports
    • Insurance Glossary
    • Frequently Asked Questions
    • News Center
  • About Us
    • About CSP Insurance Services
    • Location Map
    • Employee Directory
    • Privacy Policy
  • Contact
    • Contact Us
Alternate Content
Commercial Personal Life & Health Real Estate Get A Quote
Home > Blog > 4 Ways to Prevent Storm Damage to Your Boat
TUESDAY, AUGUST 8, 2017

4 Ways to Prevent Storm Damage to Your Boat

Stormy weatherNo leisure boater should use their boat during periods of bad weather. Inclement weather could cause wind, precipitation, and rough swells. All of these could damage the vessel.

Boat insurance often covers boats in concise manners during storms. Boaters may even face damages that have no coverage under their boat insurance. Therefore, boaters must take care to protect themselves in the event of a storm.

1. Check Your Boat Insurance

When buying a boat insurance policy, make sure it will cover your vessel both during use and storage. A boat’s comprehensive insurance coverage may extend coverage to weather damage.

Nonetheless, boat insurance is often very strict. It may limit the weather scenarios it will cover. For example, boat insurance may or may not cover hurricane damage. Boaters should never attempt to sail during hurricanes or storms. They also often have to take special care to protect their boats during hurricanes. This often involves storing the boat in a special or secured area.

2. Get off the Water

If a boater is accidentally caught in a storm, boat insurance may cover the damage. Nonetheless, if a boater has advanced warning of severe weather, it is best to head for land as soon as possible. Before heading out for the day, keep an eye on the weather forecast. If the weather is bad, do not sail. Maintain radio contact with a weather station while you are on the water. Staying on the water during storms might constitute a negligent risk.

3. Secure the Vessel

After use, most boaters secure their vessels by taking down sails, storing navigational equipment and tying down loose items. They also might cover their boats and secure them using anchors, ties or dry docks. Securing the vessel can help better protect the boat from storm damage.

When severe weather threatens, many boats remain exposed to the harsh conditions. Securing the boat beforehand could reduce the risk of storm damage. It may prevent damage that do occur from exceeding the limits of the boat insurance policy.

4. Evacuate or Store the Boat

The most severe weather often mandates extra security for a boat. For example, since hurricane damages may not have coverage, owners often have to go to lengths to protect the vessel. Two of these options may include storage or evacuation. Both will involve taking the boat off the water.

Storage might place the vessels in a secure dry dock that can provide shelter and minimize damage. Evacuation can move the boat far from the storm zone, and protect it from any damage at all.

With the proper care, a boater can effectively protect the vessel from weather damage. However, no boater should go without insurance coverage for weather damage.

We’ve got you covered. Call CSP Insurance Services at 843-519-2557 for a Florence SC boat insurance quote.

Posted 6:56 PM

Tags: insurance, boat insurance, storm damage, boat safety, maintenance,
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2012

  • insurance(75)
  • south carolina(49)
  • florence(48)
  • auto insurance(15)
  • home insurance(12)
  • business insurance(11)
  • life insurance(10)
  • lawson walker(9)
  • homeowners(7)
  • commercial insurance(6)
  • general liability insurance(5)
  • commercial auto insurance(5)
  • business owners(4)
  • workers compensation insurance(4)
  • property insurance(4)
  • health insurance(4)
  • coverage(4)
  • boat insurance(4)
  • condo association(3)
  • sc(3)
  • saving money(2)
  • policy(2)
  • distracted driving(2)
  • flood insurance(2)
  • storm damage(2)
  • stay at home(2)
  • texting(2)
  • driving(2)
  • motorcycle insurance(2)
  • general liability(2)
  • car insurance(2)
  • texting and driving(2)
  • renters insurance(2)
  • cyber insurance(2)
  • affordable care act(2)
  • teen drivers(1)
  • consequences of drinking and driving(1)
  • epli(1)
  • workers(1)
  • term life insurance(1)
  • business income insurance(1)
  • media liability(1)
  • good health(1)
  • comprehensive coverage(1)
  • medical history(1)
  • driving mistakes(1)
  • coinsurance(1)
  • deductibles(1)
  • liability(1)
  • auto collisions(1)

View Mobile Version
CSP Insurance Services |
2420 Hoffmeyer Rd, Suite D | Florence, SC 29501
| Ph: 843-519-2557
Facebook Twitter LinkedIn Google+ Blog RSS Feed