The statistics on distracted driving can be worrisome. Distraction.gov, a website by the U.S. government provides some alarming statistics. In 2014, 431,000 people got hurt in accidents related to distracted driving. That year, 3,179 died in automobile accidents.
Distracted driving is so dangerous, and drivers need to take steps to minimize the risks. Auto insurance companies may cover claims for accidents like this, depending on your coverage. But, avoiding accidents in the first place is far better. Here’s how:
#1: Know what distracted driving is
It’s not just about sending a text message to a friend while driving. Distracted driving includes these types of activities done behind the wheel:
- Using a cell phone for any reason
- Eating or drinking
- Using a navigation system
- Watching a video
- Engaging in conversations with passengers
- Adjusting the radio
#2: Talk to your teen drivers about distracted driving
Ten percent of all fatal car accidents with a 15-19 year old driver involved some level of distracted driving. This is the largest age group of distracted drivers.
#3: Put the cell phone down and let it wait
At any time in the U.S., there are 660,000 people driving a car and using some type of electronic device.
Put the cell phone in the back seat of your vehicle instead of leaving it within reach. Talking on a phone is one of the most common causes of distracted driving, take steps to make it impossible. It can wait.
#4: Know that it can happen to anyone
Distracted driving can occur to anyone and at any time. It is not something that impacts just teens. It takes five seconds to travel the length of a football field at 55 mph. Five seconds is about the same time as taking your eyes off the road to send a text message.
Essentially, that means you’re driving the length of a football field blindfolded.
#5: Recognize that significant conversations shouldn’t happen in the car
Leave the heated argument for when you arrive at a destination. You don’t want to get behind the wheel when your anxiety or stress levels are high. Engaging in conversation can and does lead to accidents.
Car insurance can help protect you from some types of loss related to distracted driving. Yet, your auto insurance rates may stay lower if you don’t get a moving violation for this type of incident.
CSP Insurance Services can help you find the Florence SC auto insurance rates you need. Give us a call at (843) 468-9718 for more information.