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Florence SC Business Insurance

Local business ownersOwning a business is a massive investment and one big loss can be fiscally devastating. Luckily, there are a host of business insurance policies available to safeguard your company from such damages. Call an agent for more details about state mandates in relation to workers compensation and disability insurance, along with a host of additional policies designed to protect your business’ unique needs. When it comes to business insurance we've got you covered. From property and auto fleet coverage to workers compensation and retirement programs we can provide your business with the best coverage solutions.

Florence SC Auto Insurance

In South Carolina, you are required to own auto liability coverage, which covers the damages to third parties following an accident that was your fault. However, considering the price tag of vehicles and hospital care, the minimum requirements may not be enough to pay for all of the damages. Keep in mind, liability insurance will not cover your own injuries or property damage; it only assists your responsibility to third parties.Speak with an agent for more information about South Carolina’s liability requirements and how you can get more complete coverage by adding collision, comprehensive, medical expenses, uninsured motorist etc. to your policy. The following types of insurance along with the listed minimum coverage are required by state law to drive legally in South Carolina:
  • Bodily Injury/Death Liability of one person: $25,000
  • Bodily Injury/Death Liability of two persons: $50,000
  • Property Damage: $25,000
  • Uninsured/Underinsured Motorist Bodily Injury per person: $25,000
  • Uninsured/Underinsured Motorist Bodily Injury per accident: $50,000
  • Uninsured Motorist Property Damage: $25,000

Florence SC  Homeowners Insurance

While homeowners insurance is not required by law, various mortgage lenders require you to own it before signing off on your loan. Homeowners coverage is intended to cover the costs of repair or replacement if your property or possessions are lost, damaged or destroyed in the event of a covered incident. These generally include fire, windstorms, severe weather, theft and vandalism. Flood and earthquake coverage must be bought separately.

About CSP Insurance Services

CSP Insurance Services is an independent insurance agency serving Florence and the surrounding cities in South Carolina. Our goal is to find you the right policies, hassle-free. Call our agency at 843-519-2557 for a Florence SC business insurance quote.
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CSP Insurance Services |
2420 Hoffmeyer Rd, Suite D | Florence, SC 29501
| Ph: 843-519-2557
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