Investing in a new motorcycle doesn’t always just include purchasing a bike. You can also pick up that really cool gear and those name brand additions to your bike that add value and help you to really feel great on the road. When it comes to dressing the part and having motorcycle safety equipment and apparel, don’t underestimate your investment. Many of these items are very valuable. If you are involved in an accident, you may face damage to your bike as well as your gear. But, will your motorcycle insurance help you with those losses?
Can Motorcycle Insurance Help You?
Motorcycle insurance policies differ from one to the next. In most cases, these policies provide extensive financial support and protection from damage to your bike, up to the bike’s value or the policy’s coverage limit. This type of insurance protection can be vitally important in the event of an accident. However, most policies go further. Most also provide insurance for your accessories. This can add extensive value to your policy and give you the confidence you need to know that your valuables are protected. But, what is covered does differ from one policy to the next. Some motorcycle insurance policies help cover:
- Custom parts and accessories that you add to your bike that add significant value to it
- Equipment coverage for added equipment
- Safety apparel coverage for incidents that leave your helmet or leather apparel damaged as a result of a covered claim
- Chaps are often covered as long as they are damaged as a result of a covered claim
Whether you have leather chaps that are custom made for you or a custom exhaust system, having this type of coverage can be very valuable to you as a motorcycle owner. Be sure to check the limit to this coverage. Most policies place a dollar value on them—and cover them up to that amount—within your policy.
Motorcycle insurance should be customized to meet your specific needs. It should fit the value of your bike and your belongings. When you purchase a policy, take the time to check out all features of the policy to ensure they offer the comprehensive protection you need when operating your bike.
Your safety is our priority. Call CSP Insurance Services at (843) 519-2557 for more information on Florence SC motorcycle insurance.