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CSP Insurance Services Blog: home insurance

View the latest blog posts from CSP Insurance Services.

Technically speaking, no home requires insurance. That is, home insurance is not legally mandated, as is the case with car insurance. If you want to live in a home without protection, that is your prerogative. You will have to cover major damages and liability claims and lawsuits out of pocket this way, but you are legally allowed to do that. READ MORE >>

Americans share their homes with 90 million dogs. For the most part, these pets add joy to our lives and can even help us live longer. However, some dogs become aggressive once they leave the familiar sights and scents of home. Find out whether your home insurance policy covers dog bites, what your liability is as a pet owner and how to prevent dog bites. READ MORE >>

Home insurance does not always cover foundation damage. It may not cover some risks to your home caused by a damaged foundation either. That’s why it is so important to protect this area of the home. It is the base of the structural integrity of your property. READ MORE >>

When filing a claim on your home insurance policy, you may need to determine the value of your assets. This value is not simple to determine in some situations. Most types of assets depreciate over time. Their values are much less now than when you bought those items a few years ago. READ MORE >>

Fire is a constant concern for homeowners. Unfortunately, fire-related losses can be high. Home insurance will typically cover these losses. It applies to situations where the fire is unintentional and accidental. Fires are one of the most important reasons for you to update your home insurance policy. READ MORE >>

Unexpected problems occur every day to homeowners. When they happen, they can lead to serious financial loss for some people. And, that may mean it is very difficult to overcome the problem and get on with your life. You have home insurance for this reason. It helps minimize the financial risks you face as a property owner. READ MORE >>

Having the right type of insurance on your home is a must. There are plenty of risks that can impact it. A storm can cause a tree to fall damaging your roof. Your home insurance will likely help you in this case to overcome the loss. You may have a friend over who falls and gets hurt, leading to costly medical bills. READ MORE >>

Downsizing can be one of the most difficult of transitions. However, many people face the need to downsize. Your current home may no longer provide you with the best amenities for your needs. You may be older and looking for a smaller home. On the other hand, you may be going through a significant life change like divorce. READ MORE >>

Home insurance carriers recommend creating and maintaining a home inventory for the purpose of documentation of your belongings. If something were to happen to your home today, would you be able to account for all of your belongings to report to the insurance company? That's not likely. READ MORE >>

Florence SC Business Insurance Owning a business is a massive investment and one big loss can be fiscally devastating. Luckily, there are a host of business insurance policies available to safeguard your company from such damages. READ MORE >>

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2420 Hoffmeyer Rd, Suite D | Florence, SC 29501
| Ph: 843-519-2557
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