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Home > Blog > CSP Insurance Services Blog: insurance
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CSP Insurance Services Blog: insurance

View the latest blog posts from CSP Insurance Services.

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Monday, March 15, 2021

Do Delivery Drivers Need Commercial Auto Insurance??

If you deliver food for a living or as a side job, you could need commercial auto insurance. This auto insurance is specifically designed to cover vehicles that are used for work purposes, which some personal auto insurance policies may not cover.    Who Pays for Auto Insurance for Delivery Drivers? READ MORE >>

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Wednesday, February 17, 2021

Gap Insurance

Have you wondered what happens if your car is totaled? Most people assume that their insurance will cover the full cost of replacing the totaled vehicle, but this is often untrue. In many cases, your insurance will pay out the amount of what the car is currently worth, not what you originally paid or what you may owe on a lease or loan, which can cause problems. READ MORE >>

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Wednesday, December 30, 2020

Home Insurance for Exotic Pets

If you have a pet, then you will likely want your homeowners insurance to provide liability coverage in case that animal bites someone or damages their property. If your plan includes a pet liability coverage then you will likely have this coverage available. However, while specific, this coverage is not all-encompassing. READ MORE >>

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Monday, November 30, 2020

What is a Completed-Operation Liability?

What is a Completed-Operation Liability?  When insuring your business, you’ll need commercial general liability (CGL) insurance. This coverage will protect you against numerous scenarios where your mistakes or negligence might accidentally harm others. READ MORE >>

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Thursday, October 29, 2020

Does Liability Auto Insurance Cover Passengers?

Keeping your passengers safe is one of the most important responsibilities of driving a car. While you may drive extra carefully for their sake, accidents aren’t always avoidable, so it is important to have the right coverage so they can get the care they need after an accident. READ MORE >>

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Wednesday, August 5, 2020

What Does Home Insurance Not Cover?

Most home insurance policies come with a certain type and amount of coverage for homeowners. Coverage limits can be adjusted depending on the homeowner’s insurance needs, but there are many items and incidents that are not included in most basic policies.     READ MORE >>

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Wednesday, July 29, 2020

Auto Insurance for Storm and Water Damage ?

South Carolina’s Low country has a humid climate, fed by sea breezes and marshland. However, moisture in the air and on the ground makes the region prone to strong summer thunderstorms and flash floods. When these events occur, they could damage vehicles. Your car insurance might help you cover the costs of this damage. READ MORE >>

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Thursday, June 25, 2020

Will the End of Stay-at-Home Orders Increase Driving Risks for Auto Insurance Companies?

A state-by-state shutdown of economic activities has decreased driving habits. Millions of cars across the nation remain in parking garages and driveways. Many different risk factors influence car insurance premiums. Factors such as driving experience, time on the road, and the age of the driver all often matter. READ MORE >>

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Friday, May 29, 2020

Should You Have All Your Commercial Vehicles On One Insurance Policy??

If you have a business with different kinds of vehicles, you have the choice to put everything on one policy or use separate commercial auto insurance companies for different types of vehicles. Here are some of the things you should think about.    Bulk Discounts  READ MORE >>

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Monday, February 24, 2020

How Different Car Insurance Types Work

Buying car insurance for the first time can be a daunting experience. How do you know if you’re purchasing the right coverage, and if it will adequately cover your needs if you get into an accident? It pays to learn about different car insurance types and how they work in covering losses. READ MORE >>

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