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Technically speaking, no home requires insurance. That is, home insurance is not legally mandated, as is the case with car insurance. If you want to live in a home without protection, that is your prerogative. You will have to cover major damages and liability claims and lawsuits out of pocket this way, but you are legally allowed to do that. READ MORE >>

Do you work from home regularly? If so, you still have a job to do, and you are still at work, even though you might be in your own living room. Still, there’s a chance that you could get hurt when you work at home just as much as when you get hurt in your own office space. READ MORE >>

Commercial auto insurance can be quite comprehensive. When selecting a policy, be sure to choose one that represents your individual needs based on how you use your truck. One option for some trucks is loading and unloading liability coverage. Take a closer look at how this type of insurance may help minimize some of your financial loss. READ MORE >>

Getting the most out of your workers' compensation policy takes a little know-how. Between accidents, lawsuits and seasonal disasters, it’s easy to get less from your policy than you’ve bargained for. High-dollar workers' compensation insurance claims might seem rare. READ MORE >>

Unexpected problems occur every day to homeowners. When they happen, they can lead to serious financial loss for some people. And, that may mean it is very difficult to overcome the problem and get on with your life. You have home insurance for this reason. It helps minimize the financial risks you face as a property owner. READ MORE >>

Life insurance is a great way to help your survivors after you die. When you are gone, you won’t be able to provide for them physically. However, you can leave behind a legacy that will benefit them for quite some time. In reality, there are no limits to ways your survivors can use your life insurance benefits. READ MORE >>

Accidents occur every day to vehicle owners. They can be severe, leaving the vehicle owner with a significant repair bill. Electrical fires or damage caused by electrical problems can be this severe. Every situation warrants a different solution. Your auto insurance may offer some financial help. READ MORE >>

Has your business moved to the cloud? That means you have information, data, and operations managed in a virtual cloud rather than just on a desktop computer. There are benefits to this. However, there are also risks. As a business owner, be sure you have adequate business insurance to minimize risks. READ MORE >>

Auto insurance may provide a wide range of benefits to owners. Depending on the type of policy, it may help minimize risks associated with vandalism. Those who have a comprehensive car insurance plan may receive this type of coverage. However, limitations exist. It is essential for property owners to understand the coverage they have. READ MORE >>

Every business faces risks. A risk is any type of situation that could create a financial loss for the company. It may also limit the company's ability to survive. Do you know the risks your business faces? A risk analysis can pinpoint what many of those risks are. This gives you a chance to reduce them. READ MORE >>

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2420 Hoffmeyer Rd, Suite D | Florence, SC 29501
| Ph: 843-519-2557
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