CSP Insurance Services Home Page
  • Home
  • Get A Quote
    • Annuities
    • Automobile
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Builders Risk
      • Workers Compensation Quote
      • Employment Practices Liability Insurance
      • Technology Errors & Omissions Coverage
    • Condominium
    • Flood
    • HealthImage of right arrow
      • Health Insurance Quote
      • Disability Insurance Quote
      • Long Term Care Insurance Quote
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Homeowner Flood Quote Form
    • Life
    • Motorcycle
    • Renters
    • Watercraft & Boat
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
    • Business & CommercialImage of right arrow
      • Request ID Card for Commercial Auto Policy
      • Add Vehicle to Existing Commercial Auto Policy
      • Remove Vehicle from Existing Commercial Auto Policy
      • Add Driver to Existing Commercial Auto Policy
      • Remove Driver from Existing Commercial Auto Policy
      • Request General Liability Certificate of Insurance
  • Claims
    • Automobile
    • Business & Commercial
    • Homeowners
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Calculators
    • Free Reports
    • Insurance Glossary
    • Frequently Asked Questions
    • News Center
  • About Us
    • About CSP Insurance Services
    • Location Map
    • Employee Directory
    • Privacy Policy
  • Contact
    • Contact Us
Alternate Content
Commercial Personal Life & Health Real Estate Get A Quote
Home > Blog > What is Long Term Care and Do You Need It?
TUESDAY, MAY 3, 2016

What is Long Term Care and Do You Need It?

Elderly woman in physiotherapyWhile we are living longer, the chances of needing care certainly become greater. Also while life expectancy issues have increased, the cost of living longer has increased as well. Long term care insurance is designed to help you pay for those expenses if you are unable to do the normal activities of daily living. Those activities include but are not limited to dressing, eating, and bathing. Long term care services are meant to maximize a person’s independence when the inability to perform those activities becomes a challenge.

Many people may start paying for these services on their own, but find that savings will only cover these services for a limited time. And it is very important to note, that services are not covered by traditional health insurance. Moreover Medicare and Medicaid provide care under limited circumstances and have stringent eligibility requirements. From a caregiver’s perspective, providing care can be emotionally and physically tiring, and quite costly.
  • A typical caregiver is 53 years old
  • 56% of caregivers care for a parent
  • 83% of caregivers contribute financially
  • 57% of caregivers use their own retirement funds and/or savings to provide care
Long term care insurance is one option to help you and your family members plan for the high cost of future care. The choices you make today may help relieve the burdens of long term care expenses.

Please feel free to call today and CSP Insurance Services will be glad to provide you with information concerning long term care coverage in South Carolina.

Jay Campbell

Contact Jay Campbell

Life/Health Sales
Call: (843) 468-9717
Click here to contact Jay Campbell
Posted 12:33 PM

Tags: insurance, long term care insurance, jay campbell
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2012

  • insurance(75)
  • south carolina(49)
  • florence(48)
  • auto insurance(15)
  • home insurance(12)
  • business insurance(11)
  • life insurance(10)
  • lawson walker(9)
  • homeowners(7)
  • commercial insurance(6)
  • general liability insurance(5)
  • commercial auto insurance(5)
  • business owners(4)
  • workers compensation insurance(4)
  • property insurance(4)
  • health insurance(4)
  • coverage(4)
  • boat insurance(4)
  • condo association(3)
  • sc(3)
  • saving money(2)
  • policy(2)
  • distracted driving(2)
  • flood insurance(2)
  • storm damage(2)
  • stay at home(2)
  • texting(2)
  • driving(2)
  • motorcycle insurance(2)
  • general liability(2)
  • car insurance(2)
  • texting and driving(2)
  • renters insurance(2)
  • cyber insurance(2)
  • affordable care act(2)
  • teen drivers(1)
  • consequences of drinking and driving(1)
  • epli(1)
  • workers(1)
  • term life insurance(1)
  • business income insurance(1)
  • media liability(1)
  • good health(1)
  • comprehensive coverage(1)
  • medical history(1)
  • driving mistakes(1)
  • coinsurance(1)
  • deductibles(1)
  • liability(1)
  • auto collisions(1)

View Mobile Version
CSP Insurance Services |
2420 Hoffmeyer Rd, Suite D | Florence, SC 29501
| Ph: 843-519-2557
Facebook Twitter LinkedIn Google+ Blog RSS Feed