CSP Insurance Services Home Page
  • Home
  • Get A Quote
    • Annuities
    • Automobile
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Builders Risk
      • Workers Compensation Quote
      • Employment Practices Liability Insurance
      • Technology Errors & Omissions Coverage
    • Condominium
    • Flood
    • HealthImage of right arrow
      • Health Insurance Quote
      • Disability Insurance Quote
      • Long Term Care Insurance Quote
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Homeowner Flood Quote Form
    • Life
    • Motorcycle
    • Renters
    • Watercraft & Boat
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
    • Business & CommercialImage of right arrow
      • Request ID Card for Commercial Auto Policy
      • Add Vehicle to Existing Commercial Auto Policy
      • Remove Vehicle from Existing Commercial Auto Policy
      • Add Driver to Existing Commercial Auto Policy
      • Remove Driver from Existing Commercial Auto Policy
      • Request General Liability Certificate of Insurance
  • Claims
    • Automobile
    • Business & Commercial
    • Homeowners
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Calculators
    • Free Reports
    • Insurance Glossary
    • Frequently Asked Questions
    • News Center
  • About Us
    • About CSP Insurance Services
    • Location Map
    • Employee Directory
    • Privacy Policy
  • Contact
    • Contact Us
Alternate Content
Commercial Personal Life & Health Real Estate Get A Quote
Home > Blog > What to Consider When You Are Customizing Your Vehicle
MONDAY, JANUARY 23, 2017

What to Consider When You Are Customizing Your Vehicle

Mechanic in red carHumans value uniqueness. We desire things that can sometimes make us stand out. People often like to customize the things they own, such as their vehicles. 

Of course, there is nothing wrong with wanting what you want when it comes to your car. However, customizing your vehicle may affect your car insurance.

Tell Your Auto Insurance Provider You Changed Your Car

Your auto insurance is very specific when it comes to coverage. Typically, your policy covers what the car’s manufacturer included in your car. Usually, you need to inform your auto insurance provider that you have made custom changes.

Many people don’t tell their insurance company about customization. They worry that changes will lead to rate increases. Not informing your provider about changes is a mistake. That mistake could leave you paying a hefty portion of your repairs if you get into an accident.

Get Specialty Car Insurance

If you are going to make changes to your car, you should consider getting specialty insurance. Specialty insurance offers more coverage options for modified cars and trucks. 

For instance, many people who own classic cars get specialty coverage to ensure that their provider will replace the original equipment included in their car. The specialty coverage works because replacement costs for classic pieces are higher. The same goes for customized vehicles.

With specialty insurance, you pay more to protect your car. This is because typical car insurance may not cover the replacement value of custom radio systems, custom grilles or specialty suspension systems.

Have Your Alterations Done by a Professional

Your safety and the safety of others is always important. If you aren’t careful, a modification could increase your chances of experiencing an accident. 

You should never make modifications that place anyone’s safety in jeopardy. In some instances, an unsafe customization can be illegal. By hiring a professional to modify your car, you could avoid questionable changes and ensure that everyone is safe when they ride with you.

Whether you are a car enthusiast or simply want to make your car match your personality, you should consider your car insurance before making alterations. 

As your Florence car insurance provider, CSP Insurance services is happy to review your plans for modifications. We can let you know how your modifications will affect your rate. Give us a call today at 843-519-2557 to discuss your options for auto coverage.

Posted 6:45 PM

Tags: insurance, specialty cars, auto insurance, customized vehicles, florence, south carolina
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2012

  • insurance(75)
  • south carolina(49)
  • florence(48)
  • auto insurance(15)
  • home insurance(12)
  • business insurance(11)
  • life insurance(10)
  • lawson walker(9)
  • homeowners(7)
  • commercial insurance(6)
  • general liability insurance(5)
  • commercial auto insurance(5)
  • business owners(4)
  • workers compensation insurance(4)
  • property insurance(4)
  • health insurance(4)
  • coverage(4)
  • boat insurance(4)
  • condo association(3)
  • sc(3)
  • saving money(2)
  • policy(2)
  • distracted driving(2)
  • flood insurance(2)
  • storm damage(2)
  • stay at home(2)
  • texting(2)
  • driving(2)
  • motorcycle insurance(2)
  • general liability(2)
  • car insurance(2)
  • texting and driving(2)
  • renters insurance(2)
  • cyber insurance(2)
  • affordable care act(2)
  • teen drivers(1)
  • consequences of drinking and driving(1)
  • epli(1)
  • workers(1)
  • term life insurance(1)
  • business income insurance(1)
  • media liability(1)
  • good health(1)
  • comprehensive coverage(1)
  • medical history(1)
  • driving mistakes(1)
  • coinsurance(1)
  • deductibles(1)
  • liability(1)
  • auto collisions(1)

View Mobile Version
CSP Insurance Services |
2420 Hoffmeyer Rd, Suite D | Florence, SC 29501
| Ph: 843-519-2557
Facebook Twitter LinkedIn Google+ Blog RSS Feed