Monday, March 15, 2021 If you deliver food for a living or as a side job, you could need commercial auto insurance. This auto insurance is specifically designed to cover vehicles that are used for work purposes, which some personal auto insurance policies may not cover. Who Pays for Auto Insurance for Delivery Drivers? READ MORE >>
Wednesday, February 17, 2021Have you wondered what happens if your car is totaled? Most people assume that their insurance will cover the full cost of replacing the totaled vehicle, but this is often untrue. In many cases, your insurance will pay out the amount of what the car is currently worth, not what you originally paid or what you may owe on a lease or loan, which can cause problems. READ MORE >>
Wednesday, January 13, 2021As a rule, workers compensation does not generally cover pre-existing conditions. If you have a pre-existing condition, it may not be covered under workers compensation. There are some exceptions to this rule, however. Pre-Existing Conditions Covered Under Workers Compensation READ MORE >>
Wednesday, December 30, 2020If you have a pet, then you will likely want your homeowners insurance to provide liability coverage in case that animal bites someone or damages their property. If your plan includes a pet liability coverage then you will likely have this coverage available. However, while specific, this coverage is not all-encompassing. READ MORE >>
Monday, November 30, 2020What is a Completed-Operation Liability? When insuring your business, you’ll need commercial general liability (CGL) insurance. This coverage will protect you against numerous scenarios where your mistakes or negligence might accidentally harm others. READ MORE >>
Thursday, October 29, 2020Keeping your passengers safe is one of the most important responsibilities of driving a car. While you may drive extra carefully for their sake, accidents aren’t always avoidable, so it is important to have the right coverage so they can get the care they need after an accident. READ MORE >>
Wednesday, September 23, 2020Employee injuries are common in every industry, which is why most employers offer workers compensation insurance. Unfortunately, workers compensation won’t cover every injury. There are a few circumstances in which a workers compensation claim may be denied. Intentional Injury READ MORE >>
Wednesday, August 5, 2020 Most home insurance policies come with a certain type and amount of coverage for homeowners. Coverage limits can be adjusted depending on the homeowner’s insurance needs, but there are many items and incidents that are not included in most basic policies. READ MORE >>
Wednesday, July 29, 2020 South Carolina’s Low country has a humid climate, fed by sea breezes and marshland. However, moisture in the air and on the ground makes the region prone to strong summer thunderstorms and flash floods. When these events occur, they could damage vehicles. Your car insurance might help you cover the costs of this damage. READ MORE >>
Thursday, June 25, 2020 A state-by-state shutdown of economic activities has decreased driving habits. Millions of cars across the nation remain in parking garages and driveways. Many different risk factors influence car insurance premiums. Factors such as driving experience, time on the road, and the age of the driver all often matter. READ MORE >>
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