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Technically speaking, no home requires insurance. That is, home insurance is not legally mandated, as is the case with car insurance. If you want to live in a home without protection, that is your prerogative. You will have to cover major damages and liability claims and lawsuits out of pocket this way, but you are legally allowed to do that. READ MORE >>

Americans share their homes with 90 million dogs. For the most part, these pets add joy to our lives and can even help us live longer. However, some dogs become aggressive once they leave the familiar sights and scents of home. Find out whether your home insurance policy covers dog bites, what your liability is as a pet owner and how to prevent dog bites. READ MORE >>

Taxi drivers will be required to carry commercial auto insurance, but it is often going to be carried as a part of a larger taxi insurance package. That is, they will generally buy their insurance either through a taxi insurance specialist, or through a commercial auto insurance provider that offers services specifically designed for taxi drivers. READ MORE >>

Do you work from home regularly? If so, you still have a job to do, and you are still at work, even though you might be in your own living room. Still, there’s a chance that you could get hurt when you work at home just as much as when you get hurt in your own office space. READ MORE >>

Home insurance does not always cover foundation damage. It may not cover some risks to your home caused by a damaged foundation either. That’s why it is so important to protect this area of the home. It is the base of the structural integrity of your property. READ MORE >>

Most companies work hard to ensure every product they put out onto the market is going to work properly. Yet, mistakes happen. Sometimes, your employee or the manufacturing process is to blame for the mistake. In other cases, the product failure occurs due to customer misuse. READ MORE >>

A falling object strikes the hood of your car. You have no idea why it happened. Yet, the large dent in your hood means you need to pay a significant amount for repairs. Will your auto insurance help you? Falling objects are a type of commonly-covered repair, but there are a few limitations here. READ MORE >>

Commercial auto insurance can be quite comprehensive. When selecting a policy, be sure to choose one that represents your individual needs based on how you use your truck. One option for some trucks is loading and unloading liability coverage. Take a closer look at how this type of insurance may help minimize some of your financial loss. READ MORE >>

When filing a claim on your home insurance policy, you may need to determine the value of your assets. This value is not simple to determine in some situations. Most types of assets depreciate over time. Their values are much less now than when you bought those items a few years ago. READ MORE >>

Workers' compensation insurance provides financial protection for individuals who suffer an injury while on the job or performing work-related tasks. If you have a way to prevent these injuries, that is always important to do. Doing so helps minimize your risks and costs for such coverage. READ MORE >>

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CSP Insurance Services |
2420 Hoffmeyer Rd, Suite D | Florence, SC 29501
| Ph: 843-519-2557
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