Thursday, October 7, 2021Some people wait years before officially owning their first car. Your first car might have belonged to your parents. Or, if you are married, your car might officially be in your spouse’s name. Regardless of circumstances, as soon as you get your first car in your name you must get your own car insurance. READ MORE >>
Wednesday, September 8, 2021If your clients already have a commercial auto insurance policy with you, they may think that is all the coverage they need. This isn’t always true, though — especially for companies with unique needs. Commercial auto insurance has a limited amount of coverage. READ MORE >>
Friday, August 13, 2021You rely on your roof to work well, because it will keep your house insulated and dry. If it doesn’t function properly, it might leak, let in pests, and cause you to waste a lot of energy due to lack of insulation. And that’s just the top of a long list of potential cost damages. READ MORE >>
Friday, July 16, 2021If you offer new products or services, it's possible that your workers compensation insurance rates may change. That's because the type of work that your employees perform is the primary driver in workers compensation insurance rates. How Workers Compensation Rates Work READ MORE >>
Tuesday, June 1, 2021Driving is a skill that requires a lot of practice and experience that can take years to completely master. As with any skilled activity, you can't get good at it without actually getting out there and doing it. The most dangerous period for all drivers is just after getting their driver's license when they start driving on their own. READ MORE >>
Thursday, May 20, 2021One of the first steps you should take when starting a small business is to schedule an appointment with your local insurance agent. Why? Because you need commercial insurance, specifically general liability insurance. Certain industries, however require more coverage than others. READ MORE >>
Wednesday, April 21, 2021Your home should be a safe haven where you and your family can go at the end of a long day. Just the idea of that safety being compromised can be scary, and one incident can leave homeowners shaking. Unfortunately, a lot of safety upgrades can be expensive for the home. READ MORE >>
Monday, March 15, 2021 If you deliver food for a living or as a side job, you could need commercial auto insurance. This auto insurance is specifically designed to cover vehicles that are used for work purposes, which some personal auto insurance policies may not cover. Who Pays for Auto Insurance for Delivery Drivers? READ MORE >>
Wednesday, February 17, 2021Have you wondered what happens if your car is totaled? Most people assume that their insurance will cover the full cost of replacing the totaled vehicle, but this is often untrue. In many cases, your insurance will pay out the amount of what the car is currently worth, not what you originally paid or what you may owe on a lease or loan, which can cause problems. READ MORE >>
Wednesday, January 13, 2021As a rule, workers compensation does not generally cover pre-existing conditions. If you have a pre-existing condition, it may not be covered under workers compensation. There are some exceptions to this rule, however. Pre-Existing Conditions Covered Under Workers Compensation READ MORE >>
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