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CSP Insurance Services Blog

View the latest blog posts from CSP Insurance Services.

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Wednesday, January 13, 2021

How Does Workers Compensation Work with Pre-Existing Conditions?

As a rule, workers compensation does not generally cover pre-existing conditions. If you have a pre-existing condition, it may not be covered under workers compensation. There are some exceptions to this rule, however.  Pre-Existing Conditions Covered Under Workers Compensation  READ MORE >>

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Wednesday, December 30, 2020

Home Insurance for Exotic Pets

If you have a pet, then you will likely want your homeowners insurance to provide liability coverage in case that animal bites someone or damages their property. If your plan includes a pet liability coverage then you will likely have this coverage available. However, while specific, this coverage is not all-encompassing. READ MORE >>

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Monday, November 30, 2020

What is a Completed-Operation Liability?

What is a Completed-Operation Liability?  When insuring your business, you’ll need commercial general liability (CGL) insurance. This coverage will protect you against numerous scenarios where your mistakes or negligence might accidentally harm others. READ MORE >>

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Thursday, October 29, 2020

Does Liability Auto Insurance Cover Passengers?

Keeping your passengers safe is one of the most important responsibilities of driving a car. While you may drive extra carefully for their sake, accidents aren’t always avoidable, so it is important to have the right coverage so they can get the care they need after an accident. READ MORE >>

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Wednesday, September 23, 2020

When Will a Workers Compensation Claim Be Denied?

Employee injuries are common in every industry, which is why most employers offer workers compensation insurance. Unfortunately, workers compensation won’t cover every injury. There are a few circumstances in which a workers compensation claim may be denied.  Intentional Injury  READ MORE >>

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Wednesday, August 5, 2020

What Does Home Insurance Not Cover?

Most home insurance policies come with a certain type and amount of coverage for homeowners. Coverage limits can be adjusted depending on the homeowner’s insurance needs, but there are many items and incidents that are not included in most basic policies.     READ MORE >>

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Wednesday, July 29, 2020

Auto Insurance for Storm and Water Damage ?

South Carolina’s Low country has a humid climate, fed by sea breezes and marshland. However, moisture in the air and on the ground makes the region prone to strong summer thunderstorms and flash floods. When these events occur, they could damage vehicles. Your car insurance might help you cover the costs of this damage. READ MORE >>

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Thursday, June 25, 2020

Will the End of Stay-at-Home Orders Increase Driving Risks for Auto Insurance Companies?

A state-by-state shutdown of economic activities has decreased driving habits. Millions of cars across the nation remain in parking garages and driveways. Many different risk factors influence car insurance premiums. Factors such as driving experience, time on the road, and the age of the driver all often matter. READ MORE >>

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Friday, May 29, 2020

Should You Have All Your Commercial Vehicles On One Insurance Policy??

If you have a business with different kinds of vehicles, you have the choice to put everything on one policy or use separate commercial auto insurance companies for different types of vehicles. Here are some of the things you should think about.    Bulk Discounts  READ MORE >>

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Wednesday, April 29, 2020

How Can Home Insurance Protect You At Home And Beyond??

Many people buy home insurance for at least two reasons. Your mortgage lender probably requires home insurance as a condition of your mortgage loan and you may have wanted to protect your investment in the event of a catastrophic loss.     READ MORE >>

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2420 Hoffmeyer Rd, Suite D | Florence, SC 29501
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