CSP Insurance Services was founded in 1939, when Clifford Cormell joined Earnest Streett to sell insurance in Florence. More than 80 years later, we still answer the phone ourselves. No call centers, no chatbots — just a local team that knows your name and your policy.
We compare several carriers to find a policy that fits you, not one company's products.
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80+ years local experience
Hospital bills, treatment, and prescriptions for a work-related injury or illness.
Medical expenses
Claims history
Building affordable housing in South Carolina means juggling tight budgets, complex tax credit requirements, and enough regulatory red tape to wallpaper a high-rise. One thing you absolutely cannot afford to get wrong is your insurance program. A single uninsured claim during construction or lease-up can wipe out years of planning and eat through margins that were already razor-thin. Whether you're developing a 40-unit LIHTC project in Columbia or converting a former industrial site near Myrtle Beach, the right insurance coverage for affordable housing developers isn't optional: it's the foundation everything else rests on.
The challenge is that affordable housing development doesn't fit neatly into a standard commercial insurance box. You're dealing with construction risk, environmental exposure, professional liability, fleet vehicles, and workforce safety all at once. Most general agents will quote you a cookie-cutter package that leaves dangerous gaps. This guide breaks down the core policies you need, the industry-specific coverages most developers overlook, and practical strategies for managing risk on LIHTC and similar projects. Think of it as the insurance playbook you wish someone had handed you before your first groundbreaking.
Core Insurance Requirements for Affordable Housing Developers
Every affordable housing project starts with a handful of non-negotiable insurance policies. These aren't optional add-ons: they're the baseline that lenders, investors, and state agencies will require before you move a single shovel of dirt. Getting them right from the start saves you from scrambling to fill coverage gaps mid-project when your leverage with carriers is weakest.
South Carolina has its own specific requirements that differ from neighboring states, particularly around auto liability minimums and workers comp rules. Understanding these state-level details matters more than most developers realize, especially if you're used to working in other markets.
General Liability: Protecting Against Third-Party Claims
General liability (GL) is the workhorse of your insurance program. It covers bodily injury and property damage claims from third parties: think a visitor tripping over construction debris, or a subcontractor damaging a neighboring property's fence line. For affordable housing developers, GL policies typically start at $1 million per occurrence with a $2 million aggregate, though many lenders and tax credit syndicators will push for higher limits.
One common mistake is assuming your general contractor's GL policy fully protects you as the developer. It doesn't. You need your own policy naming you as an additional insured, and you should require certificates of insurance from every sub on the job. In South Carolina, slip-and-fall claims on construction sites are more common than most developers expect, and a single lawsuit without proper GL coverage can stall an entire project.
Workers Compensation: Safety for Your Workforce
South Carolina requires workers compensation coverage for any employer with four or more employees, but here's the thing: even if you have fewer than four on your direct payroll, your lender or syndicator will almost certainly require it. Workers comp covers medical expenses, lost wages, and rehabilitation costs for employees injured on the job.
For affordable housing developers who rely heavily on subcontractors, verifying that every sub carries their own workers comp is critical. If a sub's employee gets hurt and that sub doesn't have coverage, the claim can roll uphill to you. The SC Workers' Compensation Commission takes this seriously, and penalties for non-compliance include fines and even criminal charges. Build workers comp verification into your subcontractor onboarding process: don't treat it as an afterthought.
Commercial Auto: Covering Fleet and Hired Vehicles
If your team drives to job sites, picks up materials, or uses company vehicles in any capacity, you need commercial auto insurance. South Carolina's minimum auto liability limits are 25/50/25 (that's $25,000 per person, $50,000 per accident for bodily injury, and $25,000 for property damage), but those minimums are dangerously low for a developer with real assets to protect. Most developers carry at least $1 million in combined single limit coverage.
Fleet costs add up fast. Commercial fleet insurance rates typically range from $550 to $1,500 per unit per month depending on vehicle type, driver history, and coverage levels. If you're running even five trucks between job sites in Florence and Rock Hill, that's a significant budget line item worth shopping carefully. An independent agency like CSP Insurance Services can compare rates across multiple carriers rather than locking you into one company's pricing.
Your CSP agent
Lawson Walker, CIC
Insurance Sales
On this page
CSP Insurance Services is a fully licensed independent insurance agency serving individuals, families, and businesses across South Carolina.
From our home in Florence, we proudly serve clients in Florence, Myrtle Beach, Rock Hill, Columbia, and communities throughout South Carolina. As an independent Trusted Choice agency, our team works with a wide range of top-rated carriers to provide personal and commercial coverage — home, auto, business, life, and more — tailored to the real needs of the people and businesses we protect.
Natural Disasters and High-Value Items Requiring Riders
Workers Compensation for Employees and Contractors
South Carolina requires workers compensation insurance for any employer with four or more employees. If your HOA has maintenance staff, groundskeepers, pool attendants, or front desk employees, you likely need a workers comp policy. The policy covers medical expenses and lost wages for employees injured on the job, and it protects the HOA from lawsuits related to workplace injuries.
Here's where it gets tricky: even if your HOA uses independent contractors for landscaping or maintenance, some contractors don't carry their own workers comp. If an uninsured contractor gets hurt on your property, the HOA could be held responsible. Always require certificates of insurance from every contractor, and verify their workers comp coverage is active before work begins. This is one of the most common coverage gaps we see in community associations across the Florence and Columbia areas.
Workers Compensation for Employees and Contractors
Industry-Specific Policies for Development Projects
Builders Risk: Safeguarding Structures Under Construction
Builders risk insurance covers the structure itself while it's being built: damage from fire, wind, vandalism, theft of materials, and similar perils. This is separate from your GL policy, which covers injuries and third-party damage. Builders risk protects the physical building and materials you've invested in.
Costs vary widely based on project size and location. Builders risk premiums generally fall between 1% and 4% of total construction costs, with coastal South Carolina projects trending toward the higher end due to hurricane and wind exposure. A $10 million LIHTC project in Myrtle Beach might see builders risk premiums of $200,000 to $400,000. Inland projects in Columbia or Rock Hill typically fare better on pricing. One thing to watch: most builders risk policies have a defined coverage period, and extensions can be costly if your project runs behind schedule. Build realistic timelines and include extension provisions in your policy from day one.
Builders Risk: Safeguarding Structures Under Construction
Builders risk insurance covers the structure itself while it's being built: damage from fire, wind, vandalism, theft of materials, and similar perils. This is separate from your GL policy, which covers injuries and third-party damage. Builders risk protects the physical building and materials you've invested in.
Costs vary widely based on project size and location. Builders risk premiums generally fall between 1% and 4% of total construction costs, with coastal South Carolina projects trending toward the higher end due to hurricane and wind exposure. A $10 million LIHTC project in Myrtle Beach might see builders risk premiums of $200,000 to $400,000. Inland projects in Columbia or Rock Hill typically fare better on pricing. One thing to watch: most builders risk policies have a defined coverage period, and extensions can be costly if your project runs behind schedule. Build realistic timelines and include extension provisions in your policy from day one.
Professional Liability and Errors & Omissions
Professional liability, sometimes called errors and omissions (E&O), covers claims arising from mistakes in professional services: design errors, faulty project management decisions, or failure to meet contractual obligations. For developers who also provide architectural or engineering oversight, this coverage is essential.
Even if you outsource design work entirely, your contracts with architects and engineers should require them to carry their own E&O coverage. A design flaw that leads to water intrusion in a 60-unit building isn't just an inconvenience: it's a multi-million dollar remediation project that can trigger investor lawsuits and jeopardize your tax credits.
Pollution and Environmental Liability
Affordable housing developers increasingly work on brownfield sites or properties with prior industrial use. Environmental liability insurance covers cleanup costs, third-party bodily injury from pollution, and legal defense expenses. Standard GL policies almost universally exclude pollution-related claims, so this is a standalone purchase.
HUD's environmental review requirements for multifamily projects have tightened in recent years, and EPA brownfield funding programs continue to expand in 2026. If you're redeveloping a former gas station or dry cleaning site, environmental insurance isn't just smart: it's likely a condition of your financing. Brownfield redevelopment projects carry specific environmental insurance requirements that generic policies won't satisfy.
Umbrella insurance is the most underused and underappreciated policy in personal lines. It sits on top of your auto and homeowners liability limits and kicks in when those underlying policies max out. A $1 million umbrella policy typically costs between $150 and $350 per year: a fraction of what it protects.
Think about the scenarios that generate large liability claims: a serious car accident where you're at fault, a swimming pool injury at your home, a defamation claim from a social media post. Any of these can produce a judgment that exceeds your auto or homeowners liability limits. Without an umbrella, the excess comes out of your savings, retirement accounts, and future earnings.
Most carriers require you to carry minimum underlying limits (often 250/500 on auto and $300,000 on homeowners liability) before they'll write an umbrella. That requirement actually works in your favor because it forces a solid foundation. CSP Insurance Services, with over 80 years of experience as an independent agency, can help structure your underlying policies and umbrella together so there are no gaps between layers.
Boat and Watercraft Coverage for Weekend Adventures
Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.
Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.
Boat and Watercraft Coverage for Weekend Adventures
Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.
Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.
| Feature | Admitted (Standard) Carriers | Non-Admitted (E&S) Carriers |
|---|---|---|
| State regulation | Fully regulated; rates filed with state | Exempt from rate filing; flexible pricing |
| Guaranty fund protection | Yes: state fund covers claims if carrier fails | No: no guaranty fund backstop |
| Policy forms | Standardized (ISO forms common) | Manuscript or custom forms |
| Risk appetite | Prefers low-to-moderate risk | Accepts high-risk and unusual exposures |
| Premium cost | Generally lower | Typically 20-75% higher |
| Surplus lines tax | Not applicable | Buyer pays state surplus lines tax (varies 2-5%) |
| Speed of placement | Standard timelines | Can be faster or slower depending on complexity |
Comparing Coverage Needs: Basic vs. Comprehensive
Not every project needs every policy at maximum limits. A small rehab project on a clean site has different needs than a ground-up construction project on a former industrial parcel. The key is matching your coverage to your actual risk profile rather than buying the cheapest package or the most expensive one.
Coverage Comparison Table
| Coverage Type | Basic Program | Comprehensive Program |
|---|---|---|
| General Liability | $1M/$2M limits | $2M/$4M with umbrella |
| Workers Comp | State minimum compliance | Enhanced with employer's liability |
| Commercial Auto | 25/50/25 state minimums | $1M combined single limit |
| Builders Risk | Named perils only | All-risk including flood/wind |
| Professional Liability | Not included | $1M-$5M per claim |
| Environmental | Not included | Site-specific pollution coverage |
| Umbrella/Excess | Not included | $5M-$10M excess liability |
Most LIHTC syndicators and institutional lenders will require something close to the comprehensive column. If you're self-financing a smaller project, you might get by with a basic program, but understand that you're accepting significant personal exposure.
Specialty Lines: Flood, Earthquake, and Valuable Items
Flood insurance is a separate policy, typically written through FEMA's National Flood Insurance Program or a private carrier. If your home sits in a designated flood zone anywhere along the SC coast or near inland rivers, your mortgage lender will require it. But even homes outside mapped flood zones can flood: roughly 25% of flood claims come from properties in low-to-moderate risk areas.
Earthquake coverage is less common in South Carolina, but the state sits near the Charleston fault zone, which produced a magnitude 7.3 quake in 1886. A rider or standalone earthquake policy is worth considering if you're in the Lowcountry.
Scheduled personal property endorsements cover high-value items like jewelry, art, firearms, or musical instruments that exceed standard policy sub-limits. Most homeowners policies cap jewelry coverage at $1,500-$2,500 per item. If your engagement ring is worth $8,000, you need a scheduled endorsement or inland marine floater to cover the difference.
Does my landlord's insurance cover my things?
No. The landlord's policy only covers the physical building and their own liability. Your furniture, electronics, clothing, and personal items are entirely your responsibility to insure.
Risk Management Strategies for Low-Income Housing Tax Credit (LIHTC) Projects
LIHTC projects come with a unique set of insurance demands because you're answering to investors, syndicators, state housing finance agencies, and lenders all at once. Each party has its own insurance requirements, and they don't always align neatly.
Start by collecting every stakeholder's insurance requirements before you shop for coverage. Your syndicator might require $5 million in umbrella coverage while your lender wants specific flood insurance endorsements for properties in FEMA-designated zones. Coastal South Carolina developers know this pain well: flood and windstorm coverage in Charleston County costs dramatically more than the same coverage in Greenville, and some carriers won't write coastal risks at all.
Insurance costs are becoming a hidden market force in affordable housing development, with rising premiums in climate-exposed areas threatening project feasibility. Build insurance costs into your pro forma from the earliest stages, not as a placeholder percentage but as a real quoted number. Get preliminary quotes during your predevelopment phase so you're not blindsided at closing.
One practical tip: work with an independent insurance agency that understands affordable housing. CSP Insurance Services, with over 80 years of experience serving South Carolina businesses, can pull quotes from multiple carriers and match coverage to the specific requirements of your syndicator and lender. That kind of customized approach matters when you're trying to satisfy five different parties with one insurance program.
Boat and Watercraft Coverage for Weekend Adventures
Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.
Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.
Boat and Watercraft Coverage for Weekend Adventures
Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.
Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.
| Feature | Admitted (Standard) Carriers | Non-Admitted (E&S) Carriers |
|---|---|---|
| State regulation | Fully regulated; rates filed with state | Exempt from rate filing; flexible pricing |
| Guaranty fund protection | Yes: state fund covers claims if carrier fails | No: no guaranty fund backstop |
| Policy forms | Standardized (ISO forms common) | Manuscript or custom forms |
| Risk appetite | Prefers low-to-moderate risk | Accepts high-risk and unusual exposures |
| Premium cost | Generally lower | Typically 20-75% higher |
| Surplus lines tax | Not applicable | Buyer pays state surplus lines tax (varies 2-5%) |
| Speed of placement | Standard timelines | Can be faster or slower depending on complexity |
Common Questions About Affordable Housing Insurance
How much does insurance typically cost for an affordable housing development project? Insurance costs vary widely, but most developers should budget 2% to 5% of total project costs for a comprehensive insurance program. Coastal South Carolina projects will trend higher due to wind and flood exposure.
Do I need separate insurance if I'm using a general contractor? Yes. Your GC's policy protects them, not you. You need your own GL, professional liability, and other coverages. Require your GC and all subs to name you as an additional insured on their policies.
Is environmental insurance required for all affordable housing projects? Not all, but any project involving a brownfield site, former industrial property, or site with known contamination will almost certainly need it. HUD environmental reviews may also trigger the requirement.
What happens if my builders risk policy expires before construction finishes? You'll need to purchase an extension, which can be expensive and may come with coverage restrictions. Build realistic timelines and include extension provisions upfront.
Does South Carolina require workers comp for small development teams? State law kicks in at four or more employees, but most lenders and syndicators require it regardless of team size. Don't skip it based on headcount alone.
Can one insurance agent handle all these different policy types? An independent agency can, and that's the advantage: they coordinate across carriers to build a unified program rather than leaving you to piece together policies from different sources.
Specialty Lines: Flood, Earthquake, and Valuable Items
Flood insurance is a separate policy, typically written through FEMA's National Flood Insurance Program or a private carrier. If your home sits in a designated flood zone anywhere along the SC coast or near inland rivers, your mortgage lender will require it. But even homes outside mapped flood zones can flood: roughly 25% of flood claims come from properties in low-to-moderate risk areas.
Earthquake coverage is less common in South Carolina, but the state sits near the Charleston fault zone, which produced a magnitude 7.3 quake in 1886. A rider or standalone earthquake policy is worth considering if you're in the Lowcountry.
Scheduled personal property endorsements cover high-value items like jewelry, art, firearms, or musical instruments that exceed standard policy sub-limits. Most homeowners policies cap jewelry coverage at $1,500-$2,500 per item. If your engagement ring is worth $8,000, you need a scheduled endorsement or inland marine floater to cover the difference.
Does my landlord's insurance cover my things?
No. The landlord's policy only covers the physical building and their own liability. Your furniture, electronics, clothing, and personal items are entirely your responsibility to insure.
Making the Right Choice for Your Project
Getting affordable housing developer insurance right isn't about buying the most expensive program available. It's about understanding your specific risk profile: your site conditions, your project structure, your stakeholder requirements, and your South Carolina exposure to wind, flood, and other coastal perils: and building coverage that fits.
The developers who get burned are usually the ones who treated insurance as a checkbox item rather than a strategic decision. They grabbed the cheapest quote, skipped environmental coverage on a site that needed it, or let their builders risk lapse during a construction delay. Those mistakes cost far more than the premium savings.
If you're planning a project and want to make sure your coverage actually matches your risk, CSP Insurance Services can walk you through the options and pull competitive quotes from multiple carriers. Request a quote to start a conversation about what your project actually needs: no call centers, no chatbots, just a direct line to people who understand this stuff.
About the author
Lawson Walker, CIC
I'm proud to be part of an agency that's served Florence since 1939. CSP Insurance Services started as Cormell-Streett & Patterson, built by people who believed insurance should be personal — and more than eight decades later, that conviction still drives everything we do. Commitment, Service, Protection isn't just what CSP stands for; it's how I approach every client relationship.
As an independent, Trusted Choice agency, we aren't tied to any single carrier. That means I work for you — shopping multiple companies to match you with coverage that actually fits your family, your business, and your budget. No call centers, no chatbots. Just a local expert who takes the time to understand what matters to you and stands by you when it counts.
Whether you're protecting your home, your car, or a business you've spent years building, I'd be glad to help you find the right coverage.
We compare several carriers to find a policy that fits you, not one company's products.
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80+ years local experience
1939
Serving SC
Most Requested
Core business coverage.
The policies most South Carolina businesses start with.
Commercial Property
Protect the building, equipment, and inventory your business runs on, so a covered fire, theft, or storm doesn’t become a closed door.
Workers Compensation
Required for most South Carolina employers with staff. It covers medical bills and lost wages when an employee is hurt on the job.
Commercial Auto
Cars, trucks, and fleets used for work need more than a personal policy. This handles liability, damage, and your drivers.
General Liability
Accidents happen on the job and on your property. General liability covers third-party injury and property damage claims against your business.
Inland Marine
Tools, equipment, and goods on the move aren’t covered by standard property policies. Inland marine protects them wherever they travel.
Business Owners (BOP)
A business owners policy bundles property and liability coverage into one package, often at a better price for small businesses.
We compare several carriers to find a policy that fits you, not one company's products.
◆
80+ years local experience
1939
Serving SC
Insurance Sales
J. Roger Jordan, CIC
[CONFIRM bio]
Personal Insurance
Coverage for your home, vehicles, and family.
Protect what matters most with personal policies shopped across our carriers.
Home
Your house is likely your largest investment. Home insurance helps rebuild after covered damage and protects you from liability.
Auto
South Carolina drivers need real protection. Auto coverage handles liability, collision, medical costs, and uninsured drivers.
Umbrella
When a serious claim climbs past your home or auto limits, umbrella coverage adds an extra layer of liability protection.
Boat
Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.
Motorcycle
Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.
Condo
Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.
We compare several carriers to find a policy that fits you, not one company's products.
◆
80+ years local experience
1939
Serving SC
Insurance Sales
J. Roger Jordan, CIC
[CONFIRM bio]
Boat
Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.
Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.
Condo
Motorcycle
Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.
Industries We Serve
Specialized coverage for your industry.
Every industry carries its own risk. We help South Carolina businesses protect what they've built.
Restaurants
Kitchens, customers, and staff create daily exposure. We protect your property, equipment, liquor liability, and employees.
Manufacturers
From equipment breakdown to product liability, manufacturers face risk on the floor and beyond. We help cover property, machinery, and goods.
Healthcare Providers
Practices and clinics carry patient, property, and professional risk. We help cover liability, equipment, and the people who run your practice.
We compare several carriers to find a policy that fits you, not one company's products.
◆
80+ years local experience
1939
Serving SC
Commercial Property
Protect the building, equipment, and inventory your business runs on, so a covered fire, theft, or storm doesn’t become a closed door.
Commercial Auto
Cars, trucks, and fleets used for work need more than a personal policy. This handles liability, damage, and your drivers.
How It Works
Getting covered is simple.
Four steps, one real person from start to finish.
We compare carriers
We shop options across our carriers to find strong protection at a fair price.
We compare several carriers to find a policy that fits you, not one company's products.
Multi-carrier choice
Claims advocacy
When a claim happens, we stand in your corner and help move it forward with your carrier.
Local SC roots
We live and work in Florence and understand the risks your community faces because we face them too.
Client Reviews
Why clients choose CSP.
Independent advice, real people, and decades of local roots.
We compare several carriers to find a policy that fits you, not one company's products.
◆
80+ years local experience
1939
Serving SC
Insurance Sales
J. Roger Jordan, CIC
[CONFIRM bio]
Boat
Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.
Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.
Condo
Motorcycle
Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.
FAQs
Questions, answered.
Straight answers about working with an independent agency.
What does an independent insurance agency do?
An independent agency represents several carriers instead of one. We compare coverage and pricing across companies, then recommend the policy that fits you best.
Do you cover both personal and business insurance?
Yes. CSP writes personal lines like home and auto, and commercial lines for businesses across South Carolina.
How long has CSP been in business?
CSP traces its roots to 1939, with more than 80 years serving South Carolina families and businesses.
Will I work with a real person?
Always. No call centers and no chatbots — you work with a local team member who knows your account.
Which areas do you serve?
We’re based in Florence and serve clients statewide, including Myrtle Beach, Rock Hill, and Columbia.
How do I get a quote?
Request a quote online, call us, or stop by the office. A real person will review your needs and follow up.
How It Works
Insurance tips & updates.
Plain-language guidance to help you make confident decisions.
We compare several carriers to find a policy that fits you, not one company's products.
◆
80+ years local experience
1939
Serving SC
Insurance Sales
J. Roger Jordan, CIC
[CONFIRM bio]
Boat
Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.
Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.
Condo
Motorcycle
Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.
Get a Quote
Let's find your coverage.
Tell us a little about what you need to protect. A real person from our Florence team will review it and follow up.
2420 Hoffmeyer Road, Suite D
Florence, SC 29501
Mon–Fri 8:30am – 5:00pm