Summerville, SC Home Insurance

CSP Insurance Services was founded in 1939, when Clifford Cormell joined Earnest Streett to sell insurance in Florence. More than 80 years later, we still answer the phone ourselves. No call centers, no chatbots — just a local team that knows your name and your policy.

We compare several carriers to find a policy that fits you, not one company's products.

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80+ years local experience

Hospital bills, treatment, and prescriptions for a work-related injury or illness.

Medical expenses

Claims history

Summerville sits in one of the most charming corners of the South Carolina Lowcountry, with its oak-lined streets, historic homes, and a growing number of newer subdivisions stretching toward Dorchester and Berkeley counties. But charm doesn't shield your home from hurricanes, flooding, or the occasional earthquake tremor that rattles the Charleston metro. If you own property here, getting home insurance right isn't optional: it's a financial lifeline. The average Summerville homeowner pays roughly $2,075 per year for coverage, which actually comes in below the South Carolina state average. That sounds like good news, but the number hides a lot of complexity. Your actual premium depends on your flood zone, roof age, distance from the coast, and which carrier is willing to write your policy. This guide for Summerville homeowners breaks down the local risks, which insurers are active in the area, and the coverage decisions that matter most for protecting your home and finances.

Understanding the Summerville Real Estate and Risk Landscape

Summerville's real estate market has boomed over the past decade, with new construction spreading into areas that carry distinct natural hazard profiles. Whether you bought a 1920s bungalow near the town square or a 2024 build in Nexton, your risk exposure shapes every dollar of your premium. Understanding those risks is the first step toward building a policy that actually protects you.

Hurricane and Windstorm Exposure in the Lowcountry

Summerville sits about 25 miles inland from the coast, which provides a buffer compared to Charleston or Folly Beach, but it's far from immune. Hurricane season runs from June through November, and major storms have historically caused significant damage well inland. Hurricane Hugo in 1989 devastated Summerville with Category 4 winds, and more recently, storms like Matthew and Florence proved that even weakened systems can tear off roofs, topple trees, and flood streets.


Wind and hail damage claims are among the most common in the Lowcountry. Most standard policies cover wind, but your deductible for hurricane-named storms is typically a percentage of your dwelling coverage, not a flat dollar amount. That's a critical distinction many homeowners don't realize until they file a claim.

Flood Zones and Rising Water Risks in Dorchester County

Flood risk in Summerville is more varied than people assume. Parts of town sit in FEMA-designated AE and X zones, and flood risk data for Summerville neighborhoods shows that even properties outside high-risk zones face meaningful exposure. Dorchester Creek, Sawmill Branch, and several smaller tributaries can overflow during heavy rain events, and the area's flat topography means water doesn't drain quickly.


Here's what catches people off guard: standard homeowners insurance does not cover flooding. Period. You need a separate flood policy, either through the National Flood Insurance Program or a private flood carrier. If your mortgage lender doesn't require it because you're in an X zone, don't take that as a sign you're safe. Some of the worst flood losses I've seen come from homeowners who thought they didn't need flood coverage.

Earthquake Risks: The Charleston Fault Line Proximity

Most people don't associate South Carolina with earthquakes, but the 1886 Charleston earthquake was one of the most destructive in U.S. history. Summerville sits right on top of the Middleton Place-Summerville Seismic Zone, and small tremors still occur regularly. Standard homeowners policies exclude earthquake damage entirely, meaning earthquake insurance is a separate purchase that Summerville residents should seriously consider.


Earthquake endorsements are relatively affordable for most homes in the area, often running $100 to $300 per year depending on your home's construction and foundation type. Given the proximity to a known fault line, skipping this coverage is a gamble that doesn't make financial sense for most homeowners.

Your CSP agent

Lawson Walker, CIC

Insurance Sales

CSP Insurance Services is a fully licensed independent insurance agency serving individuals, families, and businesses across South Carolina.

From our home in Florence, we proudly serve clients in Florence, Myrtle Beach, Rock Hill, Columbia, and communities throughout South Carolina. As an independent Trusted Choice agency, our team works with a wide range of top-rated carriers to provide personal and commercial coverage — home, auto, business, life, and more — tailored to the real needs of the people and businesses we protect.

Boat and Watercraft Coverage for Weekend Adventures

Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.


Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.

Feature Admitted (Standard) Carriers Non-Admitted (E&S) Carriers
State regulation Fully regulated; rates filed with state Exempt from rate filing; flexible pricing
Guaranty fund protection Yes: state fund covers claims if carrier fails No: no guaranty fund backstop
Policy forms Standardized (ISO forms common) Manuscript or custom forms
Risk appetite Prefers low-to-moderate risk Accepts high-risk and unusual exposures
Premium cost Generally lower Typically 20-75% higher
Surplus lines tax Not applicable Buyer pays state surplus lines tax (varies 2-5%)
Speed of placement Standard timelines Can be faster or slower depending on complexity

Businesses increasingly rely on portable tech: laptops, tablets, external drives, and mobile servers. A computer equipment floater covers these items when employees take them off-site, whether that's a sales rep carrying a laptop to a client meeting in Columbia or a nonprofit transporting presentation equipment to a fundraiser. Some policies even cover the cost of data restoration, which can be more expensive than the hardware itself.

Essential Coverage Components for South Carolina Homeowners

A solid homeowners policy in South Carolina isn't just about replacing your roof after a storm. It's a package of protections that work together, and understanding each piece helps you avoid the gaps that lead to devastating out-of-pocket costs.

Dwelling Coverage vs. Personal Property

Dwelling coverage pays to rebuild or repair the physical structure of your home, including attached structures like a garage. Personal property coverage protects your belongings: furniture, electronics, clothing, and everything inside. These are two separate limits on your policy, and they need to reflect reality.


One common mistake: insuring your home for its market value instead of its replacement cost. Market value includes land; replacement cost is what it would take to rebuild the structure from scratch at today's material and labor prices. In Summerville, construction costs have climbed steadily, and a home that cost $250,000 to build five years ago might cost $310,000 to rebuild now. Make sure your dwelling limit keeps pace.


For personal property, you'll choose between actual cash value (which deducts depreciation) and replacement cost coverage. Replacement cost is almost always worth the small premium increase, especially for electronics and appliances that depreciate fast.

Liability Protection for Flowertown Residents

Liability coverage is the part of your policy most people ignore until they need it. If someone is injured on your property, or if you accidentally damage someone else's property, your liability coverage pays for legal defense and settlements. The standard limit is $100,000, but that's thin protection in a world where a single slip-and-fall lawsuit can exceed that.


Bumping your liability to $300,000 or $500,000 typically costs very little, sometimes just $20 to $40 more per year. If you have significant assets, an umbrella policy adds another layer of protection on top. Summerville's older neighborhoods with uneven sidewalks, mature trees, and backyard pools create real liability exposure that's worth addressing.

Comparing Standard Policies vs. Coastal Endorsements

Not all homeowners policies are created equal, and the difference between a basic HO-3 and a policy with coastal endorsements can be enormous when a claim hits.

Table: Basic HO-3 Policy vs. Comprehensive Coastal Coverage

Coverage Feature Standard HO-3 Comprehensive Coastal Policy
Wind/Hail Included (flat deductible) Included (percentage-based hurricane deductible)
Flood Not included Not included (separate policy required)
Earthquake Not included Optional endorsement available
Water Backup Not included Often included or available as endorsement
Replacement Cost on Roof Often ACV after 10 years Full replacement cost available
Extended Replacement Cost Rarely included 25-50% buffer above dwelling limit
Loss of Use 20% of dwelling Up to 30% of dwelling

The biggest takeaway from this comparison: a standard HO-3 leaves significant gaps for Lowcountry homeowners. Water backup coverage alone is worth adding, since sewer and drain backups during heavy rains are a recurring problem in parts of Summerville.

Boat and Watercraft Coverage for Weekend Adventures

Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.


Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.

Boat and Watercraft Coverage for Weekend Adventures

Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.


Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.

Feature Admitted (Standard) Carriers Non-Admitted (E&S) Carriers
State regulation Fully regulated; rates filed with state Exempt from rate filing; flexible pricing
Guaranty fund protection Yes: state fund covers claims if carrier fails No: no guaranty fund backstop
Policy forms Standardized (ISO forms common) Manuscript or custom forms
Risk appetite Prefers low-to-moderate risk Accepts high-risk and unusual exposures
Premium cost Generally lower Typically 20-75% higher
Surplus lines tax Not applicable Buyer pays state surplus lines tax (varies 2-5%)
Speed of placement Standard timelines Can be faster or slower depending on complexity

Carrier Appetite: Who is Writing Policies in Summerville?

The insurance market in Summerville has tightened over the past few years, with rising premiums across South Carolina driven by reinsurance costs, storm losses, and inflation in building materials. Not every carrier wants to write policies this close to the coast.

National Carriers vs. Regional Surplus Lines

Major national carriers like State Farm, Allstate, and USAA still write policies in Summerville, but some have become more selective about roof age, home age, and claims history. If your roof is older than 15 years or your home has had multiple claims, you may find national carriers declining to offer coverage.


That's where regional carriers and surplus lines insurers step in. Companies like Southern Oak, Palomar, and various E&S (excess and surplus) markets will often cover homes that standard carriers won't touch. The trade-off is usually a higher premium and sometimes less flexible claims handling. An independent agency like CSP Insurance Services can compare options across multiple carriers to find coverage that fits your situation, rather than being locked into whatever one company offers.

The Role of the South Carolina Wind and Hail Underwriting Association

If no private carrier will cover your wind exposure, the South Carolina Wind and Hail Underwriting Association (SCWHUA) serves as the insurer of last resort. It provides wind and hail coverage for properties in designated coastal areas. Summerville falls on the edge of SCWHUA's territory, so some homes qualify and others don't depending on exact location.


SCWHUA policies aren't cheap, and they only cover wind and hail: you'd still need a separate policy for everything else. Think of it as a safety net, not a first choice. Working with an independent agent who knows which carriers are actively writing in Dorchester County can help you avoid landing here unnecessarily.

Specialty Lines: Flood, Earthquake, and Valuable Items

Flood insurance is a separate policy, typically written through FEMA's National Flood Insurance Program or a private carrier. If your home sits in a designated flood zone anywhere along the SC coast or near inland rivers, your mortgage lender will require it. But even homes outside mapped flood zones can flood: roughly 25% of flood claims come from properties in low-to-moderate risk areas.


Earthquake coverage is less common in South Carolina, but the state sits near the Charleston fault zone, which produced a magnitude 7.3 quake in 1886. A rider or standalone earthquake policy is worth considering if you're in the Lowcountry.


Scheduled personal property endorsements cover high-value items like jewelry, art, firearms, or musical instruments that exceed standard policy sub-limits. Most homeowners policies cap jewelry coverage at $1,500-$2,500 per item. If your engagement ring is worth $8,000, you need a scheduled endorsement or inland marine floater to cover the difference.

Your deductible structure and available discounts can swing your annual premium by hundreds of dollars. This is where smart decisions pay off.

Understanding the Percentage-Based Hurricane Deductible

South Carolina allows insurers to apply a percentage-based deductible for hurricane claims, typically ranging from 1% to 5% of your dwelling coverage. On a home insured for $350,000, a 2% hurricane deductible means you're paying the first $7,000 out of pocket before insurance kicks in. That's a big number.


Some carriers offer a flat dollar deductible option for wind claims, though it usually comes with a higher premium. Run the math both ways. If you can absorb a $7,000 hit in an emergency, the percentage deductible saves you money year after year. If that would be financially devastating, paying more for a lower deductible is the smarter play.

Mitigation Credits for Roof Age and Storm Shutters

South Carolina offers meaningful premium discounts for homes with wind mitigation features. A newer roof with hurricane straps, impact-resistant shingles, or a hip-style design can qualify you for credits that reduce your premium by 10% to 30%. The SC Safe Home program accepts applications for grants that help homeowners retrofit their properties with wind-resistant features: free money toward upgrades that also lower your insurance costs.


Storm shutters, reinforced garage doors, and secondary water barriers on your roof are all improvements that qualify for mitigation credits in South Carolina. Ask your agent for a wind mitigation inspection form, because many homeowners are leaving discounts on the table simply because they haven't documented what their home already has.

Boat and Watercraft Coverage for Weekend Adventures

Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.


Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.

Boat and Watercraft Coverage for Weekend Adventures

Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.


Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.

Feature Admitted (Standard) Carriers Non-Admitted (E&S) Carriers
State regulation Fully regulated; rates filed with state Exempt from rate filing; flexible pricing
Guaranty fund protection Yes: state fund covers claims if carrier fails No: no guaranty fund backstop
Policy forms Standardized (ISO forms common) Manuscript or custom forms
Risk appetite Prefers low-to-moderate risk Accepts high-risk and unusual exposures
Premium cost Generally lower Typically 20-75% higher
Surplus lines tax Not applicable Buyer pays state surplus lines tax (varies 2-5%)
Speed of placement Standard timelines Can be faster or slower depending on complexity

Common Questions About Summerville Home Insurance

FAQ: Floods, Rates, and Local Requirements

Do I need flood insurance if I'm not in a flood zone? Yes, you should strongly consider it. About 25% of all flood claims come from properties outside high-risk zones, and Summerville's flat terrain and clay soils make localized flooding common during heavy storms.


Why did my homeowners premium go up this year? South Carolina has seen rate increases driven by reinsurance costs, inflation in construction materials, and a string of costly storm seasons. Even if you haven't filed a claim, your premium can rise because of market-wide losses.


Is earthquake coverage required in Summerville? No, it's not required by law or lenders, but given the active seismic zone beneath Summerville, it's one of the most underpriced protections available. Most endorsements cost under $300 annually.


Can I bundle my home and auto insurance for a discount? Yes, most carriers offer multi-policy discounts of 5% to 15%. CSP Insurance Services can quote both lines across multiple carriers to find the best combined rate.


What does "replacement cost" mean on my policy? It's the amount it would cost to rebuild your home from the ground up using similar materials and construction methods, without deducting for depreciation.


How do I know if my coverage limits are high enough? Request a replacement cost estimate from your agent or insurer. Construction costs change, and a policy that was adequate three years ago may be $50,000 short today.

Specialty Lines: Flood, Earthquake, and Valuable Items

Flood insurance is a separate policy, typically written through FEMA's National Flood Insurance Program or a private carrier. If your home sits in a designated flood zone anywhere along the SC coast or near inland rivers, your mortgage lender will require it. But even homes outside mapped flood zones can flood: roughly 25% of flood claims come from properties in low-to-moderate risk areas.


Earthquake coverage is less common in South Carolina, but the state sits near the Charleston fault zone, which produced a magnitude 7.3 quake in 1886. A rider or standalone earthquake policy is worth considering if you're in the Lowcountry.


Scheduled personal property endorsements cover high-value items like jewelry, art, firearms, or musical instruments that exceed standard policy sub-limits. Most homeowners policies cap jewelry coverage at $1,500-$2,500 per item. If your engagement ring is worth $8,000, you need a scheduled endorsement or inland marine floater to cover the difference.

Making the Right Choice for Your Property

Protecting a home in Summerville means thinking beyond the basics. Wind, flood, and earthquake risks each require specific coverage decisions, and the carrier writing your policy matters just as much as the coverage itself. The cheapest quote isn't always the best value if it comes with coverage gaps, slow claims service, or a carrier that might not survive the next major storm season.


Take time to review your deductibles, confirm your dwelling limit reflects current rebuild costs, and don't skip flood or earthquake coverage just because it's not required. These are the decisions that separate homeowners who recover quickly from a disaster from those who face financial ruin.


If you're unsure whether your current policy has gaps or you're shopping for new coverage, working with an independent agency gives you access to multiple carriers without the guesswork. Request a quote from CSP Insurance Services to get a side-by-side comparison tailored to your Summerville property, with guidance from a team that's been helping South Carolina homeowners since 1939.

About the author

Lawson Walker, CIC

I'm proud to be part of an agency that's served Florence since 1939. CSP Insurance Services started as Cormell-Streett & Patterson, built by people who believed insurance should be personal — and more than eight decades later, that conviction still drives everything we do. Commitment, Service, Protection isn't just what CSP stands for; it's how I approach every client relationship.


As an independent, Trusted Choice agency, we aren't tied to any single carrier. That means I work for you — shopping multiple companies to match you with coverage that actually fits your family, your business, and your budget. No call centers, no chatbots. Just a local expert who takes the time to understand what matters to you and stands by you when it counts.


Whether you're protecting your home, your car, or a business you've spent years building, I'd be glad to help you find the right coverage.

We compare several carriers to find a policy that fits you, not one company's products.

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80+ years local experience

1939

Serving SC

Meet Richard

Most Requested

Core business coverage.

The policies most South Carolina businesses start with.

Commercial Property

Protect the building, equipment, and inventory your business runs on, so a covered fire, theft, or storm doesn’t become a closed door.

Workers Compensation

Required for most South Carolina employers with staff. It covers medical bills and lost wages when an employee is hurt on the job.

Commercial Auto

Cars, trucks, and fleets used for work need more than a personal policy. This handles liability, damage, and your drivers.

General Liability

Accidents happen on the job and on your property. General liability covers third-party injury and property damage claims against your business.

Inland Marine

Tools, equipment, and goods on the move aren’t covered by standard property policies. Inland marine protects them wherever they travel.

Business Owners (BOP)

A business owners policy bundles property and liability coverage into one package, often at a better price for small businesses.

We compare several carriers to find a policy that fits you, not one company's products.

◆

80+ years local experience

1939

Serving SC

Insurance Sales

J. Roger Jordan, CIC

Meet Richard

[CONFIRM bio]

Personal Insurance

Coverage for your home, vehicles, and family.

Protect what matters most with personal policies shopped across our carriers.

Home

Your house is likely your largest investment. Home insurance helps rebuild after covered damage and protects you from liability.

Auto

South Carolina drivers need real protection. Auto coverage handles liability, collision, medical costs, and uninsured drivers.

Umbrella

When a serious claim climbs past your home or auto limits, umbrella coverage adds an extra layer of liability protection.

Boat

Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.

Motorcycle

Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.

Condo

Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.

We compare several carriers to find a policy that fits you, not one company's products.

◆

80+ years local experience

1939

Serving SC

Insurance Sales

J. Roger Jordan, CIC

Meet Richard

[CONFIRM bio]

Get a Quote

Boat

Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.

Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.

Condo

Get a Quote

Motorcycle

Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.

Get a Quote

Industries We Serve

Specialized coverage for your industry.

Every industry carries its own risk. We help South Carolina businesses protect what they've built.

Restaurants

Kitchens, customers, and staff create daily exposure. We protect your property, equipment, liquor liability, and employees.

Manufacturers

From equipment breakdown to product liability, manufacturers face risk on the floor and beyond. We help cover property, machinery, and goods.

Healthcare Providers

Practices and clinics carry patient, property, and professional risk. We help cover liability, equipment, and the people who run your practice.

We compare several carriers to find a policy that fits you, not one company's products.

◆

80+ years local experience

1939

Serving SC

Commercial Property

Protect the building, equipment, and inventory your business runs on, so a covered fire, theft, or storm doesn’t become a closed door.

Meet Richard View all business coverage Get a Quote

Commercial Auto

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Cars, trucks, and fleets used for work need more than a personal policy. This handles liability, damage, and your drivers.

How It Works

Getting covered is simple.

Four steps, one real person from start to finish.

Tell us about you

Share a few details about what you need to protect. A real person reviews it.

We compare carriers

We shop options across our carriers to find strong protection at a fair price.

We recommend coverage

We walk you through the policy in plain language and answer every question.

You get covered

Sign with confidence — and we stay on for changes, claims, and yearly reviews.

We compare several carriers to find a policy that fits you, not one company's products.

Multi-carrier choice

Claims advocacy

When a claim happens, we stand in your corner and help move it forward with your carrier.

Local SC roots

We live and work in Florence and understand the risks your community faces because we face them too.

Client Reviews

Why clients choose CSP.

Independent advice, real people, and decades of local roots.

We compare several carriers to find a policy that fits you, not one company's products.

◆

80+ years local experience

1939

Serving SC

Insurance Sales

J. Roger Jordan, CIC

Meet Richard

[CONFIRM bio]

Get a Quote

Boat

Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.

Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.

Condo

Get a Quote

Motorcycle

Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.

Get a Quote

FAQs

Questions, answered.

Straight answers about working with an independent agency.

  • What does an independent insurance agency do?

    An independent agency represents several carriers instead of one. We compare coverage and pricing across companies, then recommend the policy that fits you best.

  • Do you cover both personal and business insurance?

    Yes. CSP writes personal lines like home and auto, and commercial lines for businesses across South Carolina.

  • How long has CSP been in business?

    CSP traces its roots to 1939, with more than 80 years serving South Carolina families and businesses.

  • Will I work with a real person?

    Always. No call centers and no chatbots — you work with a local team member who knows your account.

  • Which areas do you serve?

    We’re based in Florence and serve clients statewide, including Myrtle Beach, Rock Hill, and Columbia.

  • How do I get a quote?

    Request a quote online, call us, or stop by the office. A real person will review your needs and follow up.

How It Works

Insurance tips & updates.

Plain-language guidance to help you make confident decisions.

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We compare several carriers to find a policy that fits you, not one company's products.

◆

80+ years local experience

1939

Serving SC

Insurance Sales

J. Roger Jordan, CIC

Meet Richard

[CONFIRM bio]

Get a Quote

Boat

Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.

Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.

Condo

Get a Quote

Motorcycle

Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.

Get a Quote

Get a Quote

Let's find your coverage.

Tell us a little about what you need to protect. A real person from our Florence team will review it and follow up.

2420 Hoffmeyer Road, Suite D
Florence, SC 29501

Mon–Fri 8:30am – 5:00pm