Lexington, SC Home Insurance

CSP Insurance Services was founded in 1939, when Clifford Cormell joined Earnest Streett to sell insurance in Florence. More than 80 years later, we still answer the phone ourselves. No call centers, no chatbots — just a local team that knows your name and your policy.

We compare several carriers to find a policy that fits you, not one company's products.

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80+ years local experience

Hospital bills, treatment, and prescriptions for a work-related injury or illness.

Medical expenses

Claims history

Lexington, South Carolina, sits in a sweet spot: close enough to Columbia for convenience, far enough to feel like its own community, and right alongside Lake Murray for that weekend-on-the-water lifestyle. But owning a home here comes with specific risks that plenty of homeowners don't think about until a claim lands on their doorstep. Between unpredictable storm seasons, flood exposure near waterways, and a humid climate that quietly damages homes from the inside out, choosing the right home insurance in Lexington requires more than picking the cheapest quote you can find. The average annual premium here runs roughly $1,391 for a home valued around $313,000, but that number shifts dramatically based on your property's age, location, and the coverage you actually carry. This guide breaks down the local risks, what carriers are looking for, and how to build a policy that genuinely protects your family.

Protecting Your Home in the Midlands: Lexington Risks

Lexington County doesn't get the same headline-grabbing storm coverage as the coast, but the Midlands region has its own set of hazards that catch homeowners off guard. Understanding these risks is the first step toward making sure your policy doesn't leave you exposed when something goes wrong.

Severe Weather and Windstorm Hazards

Thunderstorms roll through Lexington regularly from late spring through early fall, and they bring more than just rain. Straight-line winds, hail, and occasional tornado activity are real threats in this part of South Carolina. The state has seen rising insurance costs partly driven by increased severe weather frequency, and Lexington is no exception.


Hail damage to roofs is one of the most common claims in the area. A single storm can strip granules from asphalt shingles, and if your roof is already 15 years old, you might be looking at a full replacement rather than a simple repair. Wind-driven rain can also push water into attics and around window frames, causing damage that doesn't show up for weeks. Make sure your policy covers wind and hail without a percentage-based deductible that could leave you paying thousands out of pocket.

Flood Risks Near Lake Murray and Local Creeks

Here's something that surprises people: standard home insurance does not cover flooding. Not from Lake Murray, not from Fourteen Mile Creek, not from a backed-up drainage ditch after a heavy rain. Flood coverage requires a separate policy, either through the National Flood Insurance Program (NFIP) or a private flood insurer.


Parts of Lexington County fall within FEMA-designated flood zones, particularly near Lake Murray's shoreline and along tributaries feeding into the Saluda River. But even homes outside official flood zones aren't immune. First Street Foundation data shows that flood risk in Lexington neighborhoods extends beyond mapped zones, with changing rainfall patterns pushing water into areas that historically stayed dry. If you're within a mile of any body of water, get a flood quote. The cost is often far less than people expect, and one flood event can easily cause $50,000 or more in damage.

The Impact of South Carolina Humidity on Home Maintenance

Lexington's humid subtropical climate creates a slow-burn problem that doesn't trigger dramatic claims but absolutely affects your home's insurability. Persistent moisture encourages mold growth in crawl spaces, wood rot around windows and fascia boards, and deterioration of HVAC systems that run nearly year-round.


Insurance carriers inspect homes before writing policies, and visible signs of moisture damage or deferred maintenance can lead to declined applications or higher premiums. Keeping your crawl space encapsulated, gutters clean, and exterior wood sealed goes a long way toward both protecting your home and keeping your insurance options open.

Your CSP agent

Lawson Walker, CIC

Insurance Sales

CSP Insurance Services is a fully licensed independent insurance agency serving individuals, families, and businesses across South Carolina.

From our home in Florence, we proudly serve clients in Florence, Myrtle Beach, Rock Hill, Columbia, and communities throughout South Carolina. As an independent Trusted Choice agency, our team works with a wide range of top-rated carriers to provide personal and commercial coverage — home, auto, business, life, and more — tailored to the real needs of the people and businesses we protect.

Boat and Watercraft Coverage for Weekend Adventures

Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.


Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.

Feature Admitted (Standard) Carriers Non-Admitted (E&S) Carriers
State regulation Fully regulated; rates filed with state Exempt from rate filing; flexible pricing
Guaranty fund protection Yes: state fund covers claims if carrier fails No: no guaranty fund backstop
Policy forms Standardized (ISO forms common) Manuscript or custom forms
Risk appetite Prefers low-to-moderate risk Accepts high-risk and unusual exposures
Premium cost Generally lower Typically 20-75% higher
Surplus lines tax Not applicable Buyer pays state surplus lines tax (varies 2-5%)
Speed of placement Standard timelines Can be faster or slower depending on complexity

Medical Payments and Personal Injury Protection

Medical payments coverage (MedPay) pays for medical bills for you and your passengers after an accident, regardless of who caused it. South Carolina doesn't require PIP (personal injury protection), but MedPay is a practical alternative that covers immediate medical costs without waiting for fault to be determined. If you regularly travel with family or friends, carrying $10,000 to $25,000 in MedPay is a reasonable baseline.

Essential Coverage Components for Lexington Homeowners

A home insurance policy isn't one thing: it's a bundle of coverages, each protecting a different piece of your financial life. Knowing what each part does helps you avoid the gaps that lead to nasty surprises after a loss

Dwelling vs. Personal Property Protection

Dwelling coverage pays to repair or rebuild your home's structure: walls, roof, foundation, attached garage. Personal property coverage handles your belongings inside the home: furniture, electronics, clothing, appliances. These are two separate limits on your policy, and getting either one wrong can cost you.


The most common mistake I see is homeowners insuring their dwelling for its market value rather than its replacement cost. Market value includes land; replacement cost is what it would actually take to rebuild the structure from scratch at today's material and labor prices. In Lexington, where construction costs have climbed steadily, underinsuring your dwelling by even 15% could leave you covering tens of thousands in rebuilding expenses yourself. Personal property coverage typically defaults to 50-70% of your dwelling limit, but if you own high-value items like jewelry, firearms, or art, you may need scheduled endorsements to cover them fully.

Liability and Medical Payments for Guests

Liability coverage protects you if someone is injured on your property or if you accidentally damage someone else's property. Medical payments coverage is a smaller, no-fault benefit that pays for minor injuries to guests regardless of who was at fault.


Most standard policies include $100,000 in liability, but that's often not enough. A single slip-and-fall lawsuit can exceed that amount quickly, especially if the injured person needs surgery or extended rehabilitation. Bumping your liability to $300,000 or $500,000 typically costs only a few dollars per month, and adding an umbrella policy on top gives you an extra layer of protection that's surprisingly affordable. If you have a pool, trampoline, or dog, higher liability limits aren't optional: they're essential.

Most South Carolina small businesses land on Silver or Gold plans. Bronze works well when paired with employer HSA contributions, while Platinum plans are typically reserved for businesses competing for top talent in industries like healthcare or tech.

Comparing Standard vs. Enhanced Policy Options

Not all homeowners policies are created equal. The two most common forms for single-family homes are HO-3 and HO-5, and the difference between them matters more than most people realize.

Comparison Table: HO-3 Basic vs. HO-5 Comprehensive

Feature HO-3 (Special Form) HO-5 (Comprehensive Form)
Dwelling Coverage Open perils (covers everything unless specifically excluded) Open perils
Personal Property Named perils only (only covers listed causes of loss) Open perils (covers everything unless excluded)
Claim Flexibility More restrictions on belongings claims Broader protection, fewer coverage disputes
Cost Lower premium Typically 5-15% more than HO-3
Best For Budget-conscious homeowners with standard belongings Homeowners wanting maximum protection
Replacement Cost on Contents Often requires endorsement Usually included

The real difference shows up at claim time. With an HO-3, if your laptop is damaged by a water leak, you're covered. But if it's damaged by something not on the named perils list, you're not. An HO-5 flips that: everything is covered unless the policy specifically says it isn't. For a modest premium increase, the HO-5 eliminates a lot of the "I thought I was covered" moments that frustrate homeowners. South Carolina insurers are increasingly adjusting their offerings as claims frequency rises, making it worth reviewing which form your current policy uses

Boat and Watercraft Coverage for Weekend Adventures

Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.


Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.

Boat and Watercraft Coverage for Weekend Adventures

Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.


Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.

Feature Admitted (Standard) Carriers Non-Admitted (E&S) Carriers
State regulation Fully regulated; rates filed with state Exempt from rate filing; flexible pricing
Guaranty fund protection Yes: state fund covers claims if carrier fails No: no guaranty fund backstop
Policy forms Standardized (ISO forms common) Manuscript or custom forms
Risk appetite Prefers low-to-moderate risk Accepts high-risk and unusual exposures
Premium cost Generally lower Typically 20-75% higher
Surplus lines tax Not applicable Buyer pays state surplus lines tax (varies 2-5%)
Speed of placement Standard timelines Can be faster or slower depending on complexity

Understanding Carrier Appetite in the Lexington Market

"Carrier appetite" is industry shorthand for which types of homes an insurance company wants to insure and which ones they'd rather avoid. This matters because not every carrier will quote every home in Lexington, and understanding why can save you a lot of frustration.

Why Some Insurance Companies Prefer Newer Construction

Carriers love newer homes. A house built in 2015 or later typically has updated electrical wiring, modern plumbing, impact-rated windows, and a roof that won't need replacement for decades. These homes generate fewer claims, so insurers compete aggressively for them with lower rates and broader coverage options.


Older homes, particularly those built before 1990, face more scrutiny. Carriers worry about outdated wiring (aluminum or knob-and-tube), galvanized steel plumbing, and original HVAC systems that are past their expected lifespan. If you own an older home in Lexington, you may find that some national carriers decline to write your policy entirely. That's where working with an independent agency like CSP Insurance Services pays off: they can shop your policy across multiple carriers to find one that's comfortable with your home's profile, rather than being limited to a single company's underwriting guidelines.

The Role of Roof Age and Condition in Approval

Your roof is the single biggest factor in whether a carrier will write your policy and how much they'll charge. Most insurers in South Carolina won't write a new policy on a roof older than 15-20 years, and many apply depreciation schedules that reduce your payout on older roofs even if they do agree to cover you.


A roof inspection before you shop for insurance can actually save you money. If your roof is in solid shape but just looks old from the ground, a professional inspection report can convince an underwriter to offer better terms. On the flip side, if your roof needs work, knowing that upfront lets you budget for repairs and avoid the unpleasant surprise of a non-renewal notice after your carrier sends an inspector.

Specialty Lines: Flood, Earthquake, and Valuable Items

Flood insurance is a separate policy, typically written through FEMA's National Flood Insurance Program or a private carrier. If your home sits in a designated flood zone anywhere along the SC coast or near inland rivers, your mortgage lender will require it. But even homes outside mapped flood zones can flood: roughly 25% of flood claims come from properties in low-to-moderate risk areas.


Earthquake coverage is less common in South Carolina, but the state sits near the Charleston fault zone, which produced a magnitude 7.3 quake in 1886. A rider or standalone earthquake policy is worth considering if you're in the Lowcountry.


Scheduled personal property endorsements cover high-value items like jewelry, art, firearms, or musical instruments that exceed standard policy sub-limits. Most homeowners policies cap jewelry coverage at $1,500-$2,500 per item. If your engagement ring is worth $8,000, you need a scheduled endorsement or inland marine floater to cover the difference.

Common Questions About Lexington Home Insurance

FAQ: Cost, Discounts, and Local Requirements

How much does home insurance cost in Lexington, SC? The average runs about $1,391 per year, but your actual premium depends on your home's age, construction type, roof condition, claims history, and the coverage limits you choose. Homes near Lake Murray or in flood-prone areas may pay more.


What discounts are available to Lexington homeowners? Most carriers offer discounts for bundling home and auto policies, installing monitored security systems, having a newer roof, and being claims-free for three or more years. Some also discount for wind-resistant construction features like hip roofs and hurricane straps.


Is flood insurance required in Lexington? Only if your mortgage lender requires it, which is typical for homes in FEMA-designated flood zones. But even if it's not required, it's worth considering: many Lexington properties carry flood risk that standard policies won't cover.


Does South Carolina require homeowners insurance? The state doesn't mandate it by law, but virtually every mortgage lender requires it as a condition of your loan. If you own your home outright, it's still strongly recommended.


Can I lower my premium without reducing coverage? Yes. Raising your deductible from $1,000 to $2,500 can reduce your premium by 10-15%. Upgrading your roof, adding storm shutters, and maintaining a clean claims history also help. An independent agent can identify carrier-specific discounts you might be missing.


What's the difference between replacement cost and actual cash value? Replacement cost pays to rebuild or replace at current prices. Actual cash value deducts depreciation, meaning you get less money for older items. Always push for replacement cost coverage on both your dwelling and personal property.

Boat and Watercraft Coverage for Weekend Adventures

Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.


Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.

Boat and Watercraft Coverage for Weekend Adventures

Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.


Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.

Feature Admitted (Standard) Carriers Non-Admitted (E&S) Carriers
State regulation Fully regulated; rates filed with state Exempt from rate filing; flexible pricing
Guaranty fund protection Yes: state fund covers claims if carrier fails No: no guaranty fund backstop
Policy forms Standardized (ISO forms common) Manuscript or custom forms
Risk appetite Prefers low-to-moderate risk Accepts high-risk and unusual exposures
Premium cost Generally lower Typically 20-75% higher
Surplus lines tax Not applicable Buyer pays state surplus lines tax (varies 2-5%)
Speed of placement Standard timelines Can be faster or slower depending on complexity

FAQ: Do I need special insurance for a rental RV?

Yes. If you're renting an RV from a peer-to-peer platform, the rental company usually offers insurance, but read the fine print carefully. Your personal auto policy almost certainly won't cover a rented motorhome. If you're renting out your own RV, you'll need a commercial or rental-specific endorsement on your policy.

Insuring a home in Mount Pleasant requires more thought than picking the cheapest quote. The interplay between wind deductibles, flood zones, carrier restrictions, and your home's physical characteristics creates a puzzle that generic advice can't solve. A policy that looks adequate on paper might leave you with a $15,000 out-of-pocket deductible after a hurricane or zero coverage for the storm surge that fills your first floor.


The smartest move is to work with someone who understands this specific market. CSP Insurance Services has been helping South Carolina homeowners since 1939, and as an independent agency, they shop your coverage across multiple carriers to find the right fit for your situation rather than pushing a single company's products. If your current policy hasn't been reviewed in the last year or two, there's a good chance your coverage or pricing is out of step with current conditions.


Take 10 minutes to request a quote and get a clear picture of where you stand. A conversation with someone who knows the Mount Pleasant market is worth more than hours of online research.

Making the Right Choice for Your Family

Picking the right home insurance policy for a Lexington home isn't just about finding the lowest premium. It's about matching your coverage to the actual risks your property faces: wind and hail damage, potential flooding near Lake Murray, the slow effects of humidity, and the realities of what carriers will and won't cover based on your home's age and condition.


The smartest move you can make is to review your policy annually, especially after any home improvements or changes in local weather patterns. An independent agency can compare options across multiple carriers to find coverage that fits your situation without overpaying. CSP Insurance Services has been helping South Carolina homeowners do exactly that for over 80 years, with real people who pick up the phone instead of routing you through automated menus.


If your current policy hasn't been reviewed in a while, or if you're buying a home in Lexington and need coverage, request a quote from CSP's team. A quick conversation can reveal gaps you didn't know existed and savings you didn't know were available.

About the author

Lawson Walker, CIC

I'm proud to be part of an agency that's served Florence since 1939. CSP Insurance Services started as Cormell-Streett & Patterson, built by people who believed insurance should be personal — and more than eight decades later, that conviction still drives everything we do. Commitment, Service, Protection isn't just what CSP stands for; it's how I approach every client relationship.


As an independent, Trusted Choice agency, we aren't tied to any single carrier. That means I work for you — shopping multiple companies to match you with coverage that actually fits your family, your business, and your budget. No call centers, no chatbots. Just a local expert who takes the time to understand what matters to you and stands by you when it counts.


Whether you're protecting your home, your car, or a business you've spent years building, I'd be glad to help you find the right coverage.

We compare several carriers to find a policy that fits you, not one company's products.

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80+ years local experience

1939

Serving SC

Meet Richard

Most Requested

Core business coverage.

The policies most South Carolina businesses start with.

Commercial Property

Protect the building, equipment, and inventory your business runs on, so a covered fire, theft, or storm doesn’t become a closed door.

Workers Compensation

Required for most South Carolina employers with staff. It covers medical bills and lost wages when an employee is hurt on the job.

Commercial Auto

Cars, trucks, and fleets used for work need more than a personal policy. This handles liability, damage, and your drivers.

General Liability

Accidents happen on the job and on your property. General liability covers third-party injury and property damage claims against your business.

Inland Marine

Tools, equipment, and goods on the move aren’t covered by standard property policies. Inland marine protects them wherever they travel.

Business Owners (BOP)

A business owners policy bundles property and liability coverage into one package, often at a better price for small businesses.

We compare several carriers to find a policy that fits you, not one company's products.

◆

80+ years local experience

1939

Serving SC

Insurance Sales

J. Roger Jordan, CIC

Meet Richard

[CONFIRM bio]

Personal Insurance

Coverage for your home, vehicles, and family.

Protect what matters most with personal policies shopped across our carriers.

Home

Your house is likely your largest investment. Home insurance helps rebuild after covered damage and protects you from liability.

Auto

South Carolina drivers need real protection. Auto coverage handles liability, collision, medical costs, and uninsured drivers.

Umbrella

When a serious claim climbs past your home or auto limits, umbrella coverage adds an extra layer of liability protection.

Boat

Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.

Motorcycle

Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.

Condo

Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.

We compare several carriers to find a policy that fits you, not one company's products.

◆

80+ years local experience

1939

Serving SC

Insurance Sales

J. Roger Jordan, CIC

Meet Richard

[CONFIRM bio]

Get a Quote

Boat

Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.

Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.

Condo

Get a Quote

Motorcycle

Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.

Get a Quote

Industries We Serve

Specialized coverage for your industry.

Every industry carries its own risk. We help South Carolina businesses protect what they've built.

Restaurants

Kitchens, customers, and staff create daily exposure. We protect your property, equipment, liquor liability, and employees.

Manufacturers

From equipment breakdown to product liability, manufacturers face risk on the floor and beyond. We help cover property, machinery, and goods.

Healthcare Providers

Practices and clinics carry patient, property, and professional risk. We help cover liability, equipment, and the people who run your practice.

We compare several carriers to find a policy that fits you, not one company's products.

◆

80+ years local experience

1939

Serving SC

Commercial Property

Protect the building, equipment, and inventory your business runs on, so a covered fire, theft, or storm doesn’t become a closed door.

Meet Richard View all business coverage Get a Quote

Commercial Auto

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Cars, trucks, and fleets used for work need more than a personal policy. This handles liability, damage, and your drivers.

How It Works

Getting covered is simple.

Four steps, one real person from start to finish.

Tell us about you

Share a few details about what you need to protect. A real person reviews it.

We compare carriers

We shop options across our carriers to find strong protection at a fair price.

We recommend coverage

We walk you through the policy in plain language and answer every question.

You get covered

Sign with confidence — and we stay on for changes, claims, and yearly reviews.

We compare several carriers to find a policy that fits you, not one company's products.

Multi-carrier choice

Claims advocacy

When a claim happens, we stand in your corner and help move it forward with your carrier.

Local SC roots

We live and work in Florence and understand the risks your community faces because we face them too.

Client Reviews

Why clients choose CSP.

Independent advice, real people, and decades of local roots.

We compare several carriers to find a policy that fits you, not one company's products.

◆

80+ years local experience

1939

Serving SC

Insurance Sales

J. Roger Jordan, CIC

Meet Richard

[CONFIRM bio]

Get a Quote

Boat

Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.

Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.

Condo

Get a Quote

Motorcycle

Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.

Get a Quote

FAQs

Questions, answered.

Straight answers about working with an independent agency.

  • What does an independent insurance agency do?

    An independent agency represents several carriers instead of one. We compare coverage and pricing across companies, then recommend the policy that fits you best.

  • Do you cover both personal and business insurance?

    Yes. CSP writes personal lines like home and auto, and commercial lines for businesses across South Carolina.

  • How long has CSP been in business?

    CSP traces its roots to 1939, with more than 80 years serving South Carolina families and businesses.

  • Will I work with a real person?

    Always. No call centers and no chatbots — you work with a local team member who knows your account.

  • Which areas do you serve?

    We’re based in Florence and serve clients statewide, including Myrtle Beach, Rock Hill, and Columbia.

  • How do I get a quote?

    Request a quote online, call us, or stop by the office. A real person will review your needs and follow up.

How It Works

Insurance tips & updates.

Plain-language guidance to help you make confident decisions.

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We compare several carriers to find a policy that fits you, not one company's products.

◆

80+ years local experience

1939

Serving SC

Insurance Sales

J. Roger Jordan, CIC

Meet Richard

[CONFIRM bio]

Get a Quote

Boat

Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.

Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.

Condo

Get a Quote

Motorcycle

Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.

Get a Quote

Get a Quote

Let's find your coverage.

Tell us a little about what you need to protect. A real person from our Florence team will review it and follow up.

2420 Hoffmeyer Road, Suite D
Florence, SC 29501

Mon–Fri 8:30am – 5:00pm