CSP Insurance Services was founded in 1939, when Clifford Cormell joined Earnest Streett to sell insurance in Florence. More than 80 years later, we still answer the phone ourselves. No call centers, no chatbots — just a local team that knows your name and your policy.
We compare several carriers to find a policy that fits you, not one company's products.
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80+ years local experience
Hospital bills, treatment, and prescriptions for a work-related injury or illness.
Medical expenses
Claims history
A single dog bite during a routine exam can trigger a lawsuit that costs more than your clinic earns in a year. A house call vet rear-ends a minivan on the way to a farm visit, and suddenly personal assets are on the line. These aren't hypothetical scenarios: they're the kinds of claims that South Carolina veterinary practices deal with regularly. Having the right insurance coverage for your veterinary practice, from general liability and workers' comp to commercial auto and profession-specific policies, is what separates a recoverable bad day from a practice-ending disaster.
Veterinary medicine carries a unique blend of risks that most standard business policies simply don't address. You're handling live animals that bite, scratch, and bolt. You're prescribing medications, performing surgeries, and sometimes making split-second triage decisions. Your staff faces physical hazards that office workers never encounter. And if you're running a mobile practice, you're adding vehicle risk on top of everything else. This guide breaks down each type of coverage you actually need, explains where gaps tend to hide, and gives you a clear framework for protecting the practice you've built.
Why Veterinary Practices Need Specialized Insurance
A general business owner's policy (BOP) covers a lot of ground, but it wasn't designed for the specific liabilities that come with treating animals. Standard policies often exclude professional errors, animal-related injuries, and damage to property belonging to others, which in your case means someone's beloved pet.
The veterinary industry also faces growing financial pressure from the widening gap between pet care costs and what owners can afford, which means disputes over treatment outcomes and billing are becoming more common. Those disputes sometimes become claims. A generic liability policy won't cover a malpractice allegation, and a standard property policy won't reimburse a client whose cat escaped from your boarding area.
South Carolina's regulatory environment adds another layer. The state requires workers' compensation for businesses with four or more employees, and auto liability minimums sit at 25/50/25. If you're operating a mobile vet van, your personal auto insurer will almost certainly deny a claim that occurred during business use. The point is simple: off-the-shelf insurance leaves veterinary practices dangerously exposed.
Your CSP agent
Lawson Walker, CIC
Insurance Sales
On this page
CSP Insurance Services is a fully licensed independent insurance agency serving individuals, families, and businesses across South Carolina.
From our home in Florence, we proudly serve clients in Florence, Myrtle Beach, Rock Hill, Columbia, and communities throughout South Carolina. As an independent Trusted Choice agency, our team works with a wide range of top-rated carriers to provide personal and commercial coverage — home, auto, business, life, and more — tailored to the real needs of the people and businesses we protect.
Boat and Watercraft Coverage for Weekend Adventures
Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.
Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.
| Feature | Admitted (Standard) Carriers | Non-Admitted (E&S) Carriers |
|---|---|---|
| State regulation | Fully regulated; rates filed with state | Exempt from rate filing; flexible pricing |
| Guaranty fund protection | Yes: state fund covers claims if carrier fails | No: no guaranty fund backstop |
| Policy forms | Standardized (ISO forms common) | Manuscript or custom forms |
| Risk appetite | Prefers low-to-moderate risk | Accepts high-risk and unusual exposures |
| Premium cost | Generally lower | Typically 20-75% higher |
| Surplus lines tax | Not applicable | Buyer pays state surplus lines tax (varies 2-5%) |
| Speed of placement | Standard timelines | Can be faster or slower depending on complexity |
Businesses increasingly rely on portable tech: laptops, tablets, external drives, and mobile servers. A computer equipment floater covers these items when employees take them off-site, whether that's a sales rep carrying a laptop to a client meeting in Columbia or a nonprofit transporting presentation equipment to a fundraiser. Some policies even cover the cost of data restoration, which can be more expensive than the hardware itself.
Core Business Coverages for Clinics
Every veterinary clinic needs a foundation of standard commercial coverages before adding industry-specific layers. Think of these as the floor, not the ceiling, of your protection.
General Liability: Protecting Against Third-Party Accidents
General liability (GL) covers bodily injury and property damage claims from non-employees on your premises. A client slips on a wet lobby floor and breaks a wrist: that's a GL claim. A technician accidentally knocks over a client's laptop while handling their dog: also GL.
For most South Carolina vet clinics, a $1 million per-occurrence / $2 million aggregate GL policy is the starting point. Premiums typically range from $500 to $2,000 annually depending on your clinic size and location. Practices in higher-traffic areas like Columbia or Myrtle Beach may see slightly higher rates due to foot traffic volume.
One thing to keep in mind: GL does not cover injuries to your own employees, nor does it cover claims arising from your professional services. Those require separate policies entirely.
Commercial Property: Securing Your Medical Equipment and Facility
Veterinary equipment is expensive. A digital X-ray system runs $30,000 to $100,000. Anesthesia machines, surgical tables, autoclaves, and dental units add up fast. Commercial property insurance covers these assets against fire, theft, vandalism, and certain weather events.
If your clinic is in a coastal area like Myrtle Beach, pay close attention to wind/hail and flood exclusions. Standard commercial property policies in South Carolina often exclude flood damage, and you'll need a separate flood policy if you're in a FEMA-designated zone. Don't assume your landlord's insurance covers your equipment: it almost certainly doesn't.
Workers' Compensation: Handling Staff Injuries and Bites
Vet clinic staff get hurt more often than you'd think. Animal bites, scratches, needle sticks, lifting injuries from handling large dogs, and repetitive strain from dental cleanings are all common. South Carolina mandates workers' comp for businesses with four or more employees, and the penalties for non-compliance include fines and personal liability for medical costs.
Workers' comp covers medical expenses and lost wages for injured employees regardless of fault. For a small clinic with three to five staff members, annual premiums often fall between $2,000 and $5,000, though this varies based on your claims history and payroll size. Even if you're below the state threshold, carrying voluntary coverage protects you from out-of-pocket expenses if a technician gets bitten during a fractious cat exam.
Industry-Specific Policies: Professional Liability and Bailee's Coverage
This is where veterinary insurance diverges sharply from what a typical retail store or office needs.
Veterinary Malpractice: When Medical Treatment Goes Wrong
Professional liability, often called malpractice or errors and omissions (E&O) insurance, covers claims alleging that your professional services caused harm. A surgical complication, a medication dosing error, a missed diagnosis: these are the scenarios that trigger malpractice claims.
As of June 2026, AVMA LIFE and AVMA PLIT have unified under the single brand AVMA Insurance Services, which remains one of the most recognized providers of veterinary professional liability coverage. Policies through AVMA and other specialty carriers typically start around $200 to $500 per year for individual practitioners, making this one of the most affordable yet critical coverages you can carry.
The key detail most vets miss: your GL policy explicitly excludes professional services. If a client sues because their pet died after surgery, your general liability insurer will deny the claim. You need both policies working together.
Animal Bailee: Coverage for Pets in Your Custody
Bailee coverage protects you when an animal in your care is injured, dies, or escapes. This applies during boarding, grooming, surgery recovery, or any time you have custody of someone else's pet. Standard liability policies treat animals as property, and bailee coverage fills the gap when that "property" is harmed while under your control.
This coverage is especially important if you offer boarding or daycare services alongside medical care. A dog fight in your kennel area, a cat that slips out of a recovery cage: these are real scenarios that happen in clinics every week.
Boat and Watercraft Coverage for Weekend Adventures
Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.
Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.
Boat and Watercraft Coverage for Weekend Adventures
Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.
Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.
| Feature | Admitted (Standard) Carriers | Non-Admitted (E&S) Carriers |
|---|---|---|
| State regulation | Fully regulated; rates filed with state | Exempt from rate filing; flexible pricing |
| Guaranty fund protection | Yes: state fund covers claims if carrier fails | No: no guaranty fund backstop |
| Policy forms | Standardized (ISO forms common) | Manuscript or custom forms |
| Risk appetite | Prefers low-to-moderate risk | Accepts high-risk and unusual exposures |
| Premium cost | Generally lower | Typically 20-75% higher |
| Surplus lines tax | Not applicable | Buyer pays state surplus lines tax (varies 2-5%) |
| Speed of placement | Standard timelines | Can be faster or slower depending on complexity |
Managing Mobile Vet Risks with Commercial Auto Insurance
Mobile veterinary practices are growing across South Carolina, particularly in rural areas around Florence and the Pee Dee region where clients may live 30 or more miles from the nearest clinic. If you're using a vehicle for business purposes, whether it's a fully equipped mobile unit or just your personal truck loaded with supplies, you need commercial auto insurance.
South Carolina's minimum auto liability is 25/50/25 ($25,000 bodily injury per person, $50,000 per accident, $25,000 property damage), but most commercial auto policies should carry higher limits. A serious accident involving your mobile vet van could easily exceed those minimums. The cost of veterinary business insurance varies widely, but commercial auto typically runs $1,200 to $3,500 per year per vehicle depending on coverage limits and driving records.
Your personal auto policy will not cover an accident that happens while you're driving to a farm call or transporting medical equipment. This is one of the most common coverage gaps in veterinary practices, and it's completely avoidable.
Specialty Lines: Flood, Earthquake, and Valuable Items
Flood insurance is a separate policy, typically written through FEMA's National Flood Insurance Program or a private carrier. If your home sits in a designated flood zone anywhere along the SC coast or near inland rivers, your mortgage lender will require it. But even homes outside mapped flood zones can flood: roughly 25% of flood claims come from properties in low-to-moderate risk areas.
Earthquake coverage is less common in South Carolina, but the state sits near the Charleston fault zone, which produced a magnitude 7.3 quake in 1886. A rider or standalone earthquake policy is worth considering if you're in the Lowcountry.
Scheduled personal property endorsements cover high-value items like jewelry, art, firearms, or musical instruments that exceed standard policy sub-limits. Most homeowners policies cap jewelry coverage at $1,500-$2,500 per item. If your engagement ring is worth $8,000, you need a scheduled endorsement or inland marine floater to cover the difference.
Comparison: General Liability vs. Professional Liability
One of the biggest sources of confusion for clinic owners is understanding where general liability ends and professional liability begins. Here's a clear breakdown:
| General Liability | Professional Liability | |
|---|---|---|
| What it covers | Third-party bodily injury and property damage on your premises | Claims arising from your professional veterinary services |
| Example claim | Client slips on wet floor in lobby | Pet dies due to alleged surgical error |
| Who's protected | Your business against visitor/client accidents | You and your staff against malpractice allegations |
| Typical annual cost | $500 - $2,000 | $200 - $500 per practitioner |
| Covers animal injuries? | Only if caused by premises hazard, not treatment | Yes, if related to professional care |
| Legal defense included? | Yes | Yes |
| Common gap | Excludes professional services entirely | Excludes slip-and-fall or premises accidents |
The critical takeaway: these policies don't overlap. A slip-and-fall in your parking lot and a botched spay surgery require two completely different policies. Carrying only one leaves a significant hole in your protection. An independent agency like CSP Insurance Services can review both policies side by side to make sure there are no gaps between them, which is especially valuable since they work with multiple carriers offering employment practices and liability coverage options tailored to healthcare providers.
Boat and Watercraft Coverage for Weekend Adventures
Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.
Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.
Boat and Watercraft Coverage for Weekend Adventures
Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.
Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.
| Feature | Admitted (Standard) Carriers | Non-Admitted (E&S) Carriers |
|---|---|---|
| State regulation | Fully regulated; rates filed with state | Exempt from rate filing; flexible pricing |
| Guaranty fund protection | Yes: state fund covers claims if carrier fails | No: no guaranty fund backstop |
| Policy forms | Standardized (ISO forms common) | Manuscript or custom forms |
| Risk appetite | Prefers low-to-moderate risk | Accepts high-risk and unusual exposures |
| Premium cost | Generally lower | Typically 20-75% higher |
| Surplus lines tax | Not applicable | Buyer pays state surplus lines tax (varies 2-5%) |
| Speed of placement | Standard timelines | Can be faster or slower depending on complexity |
Common Questions About Vet Insurance
Does my personal car insurance cover my mobile vet van?
No. Personal auto policies exclude vehicles used for business purposes. If you're making house calls or transporting equipment, you need a commercial auto policy. Using your personal vehicle for business and filing a claim after an accident will almost certainly result in a denial.
Do I need insurance if I only treat small pocket pets?
Yes. A hamster bite won't send you to the ER, but a malpractice claim from a client whose exotic pet died after treatment can still cost thousands in legal fees alone. The size of the animal doesn't determine the size of the lawsuit.
Is workers comp required if I only have one technician?
In South Carolina, workers' comp is mandatory for employers with four or more employees. If you have fewer than four, it's not legally required but still strongly recommended. A single bite injury could cost you $10,000 or more out of pocket without coverage.
What happens if a pet escapes while under my care?
Animal bailee coverage addresses this. If a pet escapes and is injured or lost while in your custody, bailee insurance covers the claim. Without it, you're personally responsible for the animal's value and any related damages.
How much does a basic veterinary policy cost?
Bailee coverage protects you when an animal in your care is injured, dies, or escapes. This applies during boarding, grooming, surgery recovery, or any time you have custody of someone else's pet. Standard liability policies treat animals as property, and bailee coverage fills the gap when that "property" is harmed while under your control.
This coverage is especially important if you offer boarding or daycare services alongside medical care. A dog fight in your kennel area, a cat that slips out of a recovery cage: these are real scenarios that happen in clinics every week.
Specialty Lines: Flood, Earthquake, and Valuable Items
Flood insurance is a separate policy, typically written through FEMA's National Flood Insurance Program or a private carrier. If your home sits in a designated flood zone anywhere along the SC coast or near inland rivers, your mortgage lender will require it. But even homes outside mapped flood zones can flood: roughly 25% of flood claims come from properties in low-to-moderate risk areas.
Earthquake coverage is less common in South Carolina, but the state sits near the Charleston fault zone, which produced a magnitude 7.3 quake in 1886. A rider or standalone earthquake policy is worth considering if you're in the Lowcountry.
Scheduled personal property endorsements cover high-value items like jewelry, art, firearms, or musical instruments that exceed standard policy sub-limits. Most homeowners policies cap jewelry coverage at $1,500-$2,500 per item. If your engagement ring is worth $8,000, you need a scheduled endorsement or inland marine floater to cover the difference.
The critical takeaway: these policies don't overlap. A slip-and-fall in your parking lot and a botched spay surgery require two completely different policies. Carrying only one leaves a significant hole in your protection. An independent agency like CSP Insurance Services can review both policies side by side to make sure there are no gaps between them, which is especially valuable since they work with multiple carriers offering employment practices and liability coverage options tailored to healthcare providers.
| General Liability | Professional Liability | |
|---|---|---|
| What it covers | Third-party bodily injury and property damage on your premises | Claims arising from your professional veterinary services |
| Example claim | Client slips on wet floor in lobby | Pet dies due to alleged surgical error |
| Who's protected | Your business against visitor/client accidents | You and your staff against malpractice allegations |
| Typical annual cost | $500 - $2,000 | $200 - $500 per practitioner |
| Covers animal injuries? | Only if caused by premises hazard, not treatment | Yes, if related to professional care |
| Legal defense included? | Yes | Yes |
| Common gap | Excludes professional services entirely | Excludes slip-and-fall or premises accidents |
Making the Right Choice for Your Practice
Protecting a veterinary practice requires more than checking a box on a generic business policy. The combination of premises liability, professional risk, animal custody, employee safety, and vehicle exposure creates a coverage puzzle that demands careful assembly. Missing even one piece, whether it's bailee coverage for your boarding services or commercial auto for your mobile unit, can leave you exposed to a claim that could have been fully covered.
The smartest approach is working with an independent agency that can compare policies across multiple carriers and build a package specific to your practice. CSP Insurance Services has been doing exactly that for South Carolina businesses since 1939, with real people who pick up the phone and understand the difference between a GL claim and a malpractice allegation. If you're opening a new clinic, expanding into mobile services, or simply haven't reviewed your coverage in a while, request a quote to make sure your practice is properly protected before the next unexpected claim walks through your door.
About the author
Lawson Walker, CIC
I'm proud to be part of an agency that's served Florence since 1939. CSP Insurance Services started as Cormell-Streett & Patterson, built by people who believed insurance should be personal — and more than eight decades later, that conviction still drives everything we do. Commitment, Service, Protection isn't just what CSP stands for; it's how I approach every client relationship.
As an independent, Trusted Choice agency, we aren't tied to any single carrier. That means I work for you — shopping multiple companies to match you with coverage that actually fits your family, your business, and your budget. No call centers, no chatbots. Just a local expert who takes the time to understand what matters to you and stands by you when it counts.
Whether you're protecting your home, your car, or a business you've spent years building, I'd be glad to help you find the right coverage.
We compare several carriers to find a policy that fits you, not one company's products.
◆
80+ years local experience
1939
Serving SC
Most Requested
Core business coverage.
The policies most South Carolina businesses start with.
Commercial Property
Protect the building, equipment, and inventory your business runs on, so a covered fire, theft, or storm doesn’t become a closed door.
Workers Compensation
Required for most South Carolina employers with staff. It covers medical bills and lost wages when an employee is hurt on the job.
Commercial Auto
Cars, trucks, and fleets used for work need more than a personal policy. This handles liability, damage, and your drivers.
General Liability
Accidents happen on the job and on your property. General liability covers third-party injury and property damage claims against your business.
Inland Marine
Tools, equipment, and goods on the move aren’t covered by standard property policies. Inland marine protects them wherever they travel.
Business Owners (BOP)
A business owners policy bundles property and liability coverage into one package, often at a better price for small businesses.
We compare several carriers to find a policy that fits you, not one company's products.
◆
80+ years local experience
1939
Serving SC
Insurance Sales
J. Roger Jordan, CIC
[CONFIRM bio]
Personal Insurance
Coverage for your home, vehicles, and family.
Protect what matters most with personal policies shopped across our carriers.
Home
Your house is likely your largest investment. Home insurance helps rebuild after covered damage and protects you from liability.
Auto
South Carolina drivers need real protection. Auto coverage handles liability, collision, medical costs, and uninsured drivers.
Umbrella
When a serious claim climbs past your home or auto limits, umbrella coverage adds an extra layer of liability protection.
Boat
Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.
Motorcycle
Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.
Condo
Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.
We compare several carriers to find a policy that fits you, not one company's products.
◆
80+ years local experience
1939
Serving SC
Insurance Sales
J. Roger Jordan, CIC
[CONFIRM bio]
Boat
Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.
Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.
Condo
Motorcycle
Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.
Industries We Serve
Specialized coverage for your industry.
Every industry carries its own risk. We help South Carolina businesses protect what they've built.
Restaurants
Kitchens, customers, and staff create daily exposure. We protect your property, equipment, liquor liability, and employees.
Manufacturers
From equipment breakdown to product liability, manufacturers face risk on the floor and beyond. We help cover property, machinery, and goods.
Healthcare Providers
Practices and clinics carry patient, property, and professional risk. We help cover liability, equipment, and the people who run your practice.
We compare several carriers to find a policy that fits you, not one company's products.
◆
80+ years local experience
1939
Serving SC
Commercial Property
Protect the building, equipment, and inventory your business runs on, so a covered fire, theft, or storm doesn’t become a closed door.
Commercial Auto
Cars, trucks, and fleets used for work need more than a personal policy. This handles liability, damage, and your drivers.
How It Works
Getting covered is simple.
Four steps, one real person from start to finish.
We compare carriers
We shop options across our carriers to find strong protection at a fair price.
We compare several carriers to find a policy that fits you, not one company's products.
Multi-carrier choice
Claims advocacy
When a claim happens, we stand in your corner and help move it forward with your carrier.
Local SC roots
We live and work in Florence and understand the risks your community faces because we face them too.
Client Reviews
Why clients choose CSP.
Independent advice, real people, and decades of local roots.
We compare several carriers to find a policy that fits you, not one company's products.
◆
80+ years local experience
1939
Serving SC
Insurance Sales
J. Roger Jordan, CIC
[CONFIRM bio]
Boat
Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.
Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.
Condo
Motorcycle
Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.
FAQs
Questions, answered.
Straight answers about working with an independent agency.
What does an independent insurance agency do?
An independent agency represents several carriers instead of one. We compare coverage and pricing across companies, then recommend the policy that fits you best.
Do you cover both personal and business insurance?
Yes. CSP writes personal lines like home and auto, and commercial lines for businesses across South Carolina.
How long has CSP been in business?
CSP traces its roots to 1939, with more than 80 years serving South Carolina families and businesses.
Will I work with a real person?
Always. No call centers and no chatbots — you work with a local team member who knows your account.
Which areas do you serve?
We’re based in Florence and serve clients statewide, including Myrtle Beach, Rock Hill, and Columbia.
How do I get a quote?
Request a quote online, call us, or stop by the office. A real person will review your needs and follow up.
How It Works
Insurance tips & updates.
Plain-language guidance to help you make confident decisions.
We compare several carriers to find a policy that fits you, not one company's products.
◆
80+ years local experience
1939
Serving SC
Insurance Sales
J. Roger Jordan, CIC
[CONFIRM bio]
Boat
Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.
Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.
Condo
Motorcycle
Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.
Get a Quote
Let's find your coverage.
Tell us a little about what you need to protect. A real person from our Florence team will review it and follow up.
2420 Hoffmeyer Road, Suite D
Florence, SC 29501
Mon–Fri 8:30am – 5:00pm