CSP Insurance Services was founded in 1939, when Clifford Cormell joined Earnest Streett to sell insurance in Florence. More than 80 years later, we still answer the phone ourselves. No call centers, no chatbots — just a local team that knows your name and your policy.

We compare several carriers to find a policy that fits you, not one company's products.

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80+ years local experience

Hospital bills, treatment, and prescriptions for a work-related injury or illness.

Medical expenses

Claims history

How Reimbursement-Based Health Benefits Work

Factor Actual Cash Value (ACV) Replacement Cost Value (RCV)
Payout basis Current depreciated value Cost to buy new equivalent
Example: 5-year-old sofa (paid $800) ~$300 payout ~$800 payout
Example: 3-year-old laptop (paid $1,200) ~$400 payout ~$1,100 payout
Monthly premium Lower (baseline) 10-15% higher
Best for Budget-conscious, minimal belongings Most renters with standard possessions
Claim satisfaction Often disappointing Generally adequate

A single slip-and-fall in a hotel lobby can generate a six-figure claim before you've even had time to call your attorney. A kitchen fire can shutter your restaurant for months. A data breach exposing thousands of guest credit card numbers can destroy a reputation you spent decades building. Hotels face a uniquely dense concentration of risks: you're running a property business, a food service operation, a transportation service, and a data-heavy retail environment all under one roof. That combination means your insurance needs look nothing like a standard commercial package.


This guide to hotel insurance covers the essential policies: general liability, workers' comp, commercial auto, and the industry-specific coverages that separate a well-protected hotel from one that's gambling with its future. Whether you're operating a 20-room boutique inn on the South Carolina coast or a 300-room convention hotel in Columbia, understanding these policies isn't optional. It's survival.

Core Insurance Policies Every Hotel Needs

Every hotel, regardless of size, needs a foundation of three policies before anything else gets discussed. These aren't "nice to have" add-ons. They're the floor beneath your feet.

General Liability for Guest Injuries and Accidents

General liability (GL) is the policy that responds when a guest slips on a wet pool deck, trips over a loose carpet edge, or gets hurt by a falling light fixture. It covers bodily injury, property damage, and personal/advertising injury claims made by third parties. For hotels, GL claims are frequent and often expensive: a guest who breaks a hip in your lobby could generate medical bills exceeding $100,000 before legal fees even enter the picture.


South Carolina requires no minimum GL coverage by law, but most lenders and franchisors require at least $1 million per occurrence and $2 million aggregate. If you're operating in a coastal area like Myrtle Beach, your exposure is higher simply because of foot traffic volume. One thing to keep in mind: GL does not cover employee injuries, professional errors, or auto accidents. Those require separate policies.

Commercial Property Insurance for Buildings and Assets

Your building, furniture, kitchen equipment, linens, electronics, and signage all fall under commercial property insurance. This policy covers damage from fire, theft, vandalism, and certain weather events. For South Carolina hotels, wind and hail coverage is critical, especially along the coast where hurricane season creates real exposure every year from June through November.


A common mistake is underinsuring the building itself. Replacement cost values have climbed significantly since 2023, and a policy written three years ago may leave you 20-30% short if you need to rebuild. Business interruption coverage, typically bundled with your property policy, replaces lost income while repairs happen. Without it, a major fire doesn't just cost you a building: it costs you months of revenue.

Workers' Compensation for Hospitality Staff

Hotels employ housekeepers, maintenance workers, kitchen staff, front desk agents, and groundskeepers, all of whom face distinct injury risks. South Carolina law requires workers' comp for any employer with four or more employees, and the hospitality industry consistently ranks among the higher-risk categories. Slip-and-fall injuries, repetitive motion injuries from housekeeping, burns in the kitchen, and chemical exposure during cleaning are all common claims.


The average workers' compensation claim for hotel employees runs approximately $9,000 per incident, but severe injuries involving back damage or burns can easily exceed $50,000. The national workers' comp market has seen combined ratios improving steadily, which means pricing has been relatively stable heading into 2026. That said, your individual rates depend heavily on your claims history and safety programs.

Your CSP agent

Lawson Walker, CIC

Insurance Sales

CSP Insurance Services is a fully licensed independent insurance agency serving individuals, families, and businesses across South Carolina.

From our home in Florence, we proudly serve clients in Florence, Myrtle Beach, Rock Hill, Columbia, and communities throughout South Carolina. As an independent Trusted Choice agency, our team works with a wide range of top-rated carriers to provide personal and commercial coverage — home, auto, business, life, and more — tailored to the real needs of the people and businesses we protect.

Boat and Watercraft Coverage for Weekend Adventures

Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.


Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.

Feature Admitted (Standard) Carriers Non-Admitted (E&S) Carriers
State regulation Fully regulated; rates filed with state Exempt from rate filing; flexible pricing
Guaranty fund protection Yes: state fund covers claims if carrier fails No: no guaranty fund backstop
Policy forms Standardized (ISO forms common) Manuscript or custom forms
Risk appetite Prefers low-to-moderate risk Accepts high-risk and unusual exposures
Premium cost Generally lower Typically 20-75% higher
Surplus lines tax Not applicable Buyer pays state surplus lines tax (varies 2-5%)
Speed of placement Standard timelines Can be faster or slower depending on complexity
Feature General Liability Professional Liability (E&O)
Covers Bodily injury, property damage Negligence, errors, mismanagement
Example claim Tenant falls on broken stairs Owner sues for lost rent due to poor management
Typical limit $1M per occurrence / $2M aggregate $500K to $2M per claim
Annual cost range $400 - $1,500 $800 - $3,000
Who files claims Tenants, visitors, third parties Property owners, tenants, regulators
Required by law in SC? Not mandated, but often required by contracts Not mandated, but strongly recommended

Specialized Coverage for Hospitality Risks

The three core policies above are just the starting point. Hotels face risks that most businesses never encounter, and standard commercial packages often exclude them entirely.

Liquor Liability for On-Site Bars and Restaurants

If your hotel serves alcohol in any capacity: a lobby bar, a rooftop lounge, a restaurant, or even a minibar: you need liquor liability coverage. South Carolina follows dram shop liability principles, meaning your hotel can be held responsible if an intoxicated guest causes harm to themselves or others after being served at your establishment.


Liquor liability costs have been climbing steadily across the hospitality sector, driven by larger jury verdicts and increased litigation. A single over-service claim resulting in a drunk driving fatality can produce a multi-million-dollar judgment. This coverage is typically written as a separate policy or endorsement, not included in your standard GL.

Cyber Liability and Guest Data Protection

Hotels collect and store enormous amounts of sensitive data: credit card numbers, passport information, email addresses, and loyalty program details. That makes them prime targets for cyberattacks. The hospitality industry has experienced some of the largest data breaches on record, and even smaller properties running point-of-sale systems are vulnerable.


Cyber liability insurance covers breach notification costs, credit monitoring for affected guests, legal defense, regulatory fines, and business interruption caused by a cyber event. For a mid-sized hotel, a single breach can cost $200,000 or more in response expenses alone. South Carolina's data breach notification law requires prompt disclosure to affected individuals, and the costs of compliance add up fast.

Innkeepers Liability for Guest Property Loss

Standard GL policies typically exclude or limit coverage for guest belongings stored on your premises. Innkeepers liability fills that gap, covering loss or damage to guest property from theft, fire, or other covered events. South Carolina innkeeper statutes do cap hotel liability for guest property in certain circumstances, but those caps don't eliminate your exposure entirely.


This coverage matters most for properties that attract business travelers carrying laptops, jewelry, and other high-value items. If a guest's luggage is stolen from their room or their car is broken into in your parking garage, innkeepers liability responds where your GL policy won't.

Managing Transportation and Fleet Risks

Many hotels operate shuttle buses, airport vans, or delivery vehicles. These create a separate category of risk that your general liability and property policies won't touch.

Commercial Auto for Shuttles and Delivery Vans

Any vehicle titled to your hotel or used regularly for business purposes needs commercial auto insurance. South Carolina's minimum auto liability limits are 25/50/25 (that's $25,000 per person, $50,000 per accident for bodily injury, and $25,000 for property damage), but those minimums are dangerously low for a hotel shuttle carrying eight passengers. Most hotels should carry at least $1 million in combined single-limit coverage.


The commercial auto market has been one of the most challenging insurance segments for several years running, with rising claim severity driven by distracted driving, higher vehicle repair costs, and nuclear verdicts. If your drivers have poor records, expect to pay significantly more. Clean MVRs and documented driver training programs can make a real difference in your premiums.

Hired and Non-Owned Auto Coverage

Here's a gap that catches many hotel owners off guard: if an employee uses their personal vehicle to run a hotel errand (picking up supplies, dropping off a guest, delivering documents) and causes an accident, your hotel can be held liable. The employee's personal auto policy is primary, but if their limits are exhausted, the claim flows uphill to you.


Hired and non-owned auto coverage (HNOA) fills this gap. It's relatively inexpensive, usually a few hundred dollars per year, and it protects you when employees drive vehicles not owned by the hotel for business purposes. If you ever rent vehicles for hotel use, this policy covers those situations too.

Boat and Watercraft Coverage for Weekend Adventures

Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.


Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.

Boat and Watercraft Coverage for Weekend Adventures

Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.


Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.

Feature Admitted (Standard) Carriers Non-Admitted (E&S) Carriers
State regulation Fully regulated; rates filed with state Exempt from rate filing; flexible pricing
Guaranty fund protection Yes: state fund covers claims if carrier fails No: no guaranty fund backstop
Policy forms Standardized (ISO forms common) Manuscript or custom forms
Risk appetite Prefers low-to-moderate risk Accepts high-risk and unusual exposures
Premium cost Generally lower Typically 20-75% higher
Surplus lines tax Not applicable Buyer pays state surplus lines tax (varies 2-5%)
Speed of placement Standard timelines Can be faster or slower depending on complexity
Feature Standard Homeowners (HO-3) Separate Wind & Hail Policy
Wind coverage Included (may be excluded in coastal zones) Dedicated wind/hail only
Deductible Flat dollar (e.g., $1,000) Percentage-based (1-5% of dwelling value)
Flood coverage Not included Not included
Carrier Private insurer State wind pool or specialty carrier
Availability Limited in high-risk coastal areas Designed for high-risk coastal areas
Premiums Lower (if wind is excluded) Can be substantial

Comparing Coverage: Basic vs. Comprehensive Plans

Not every hotel needs every policy at the same coverage level. Here's how basic and comprehensive plans typically compare:

Coverage Area Basic Plan Comprehensive Plan
Covers Bodily injury, property damage Negligence, errors, mismanagement
Commercial Property Actual cash value Replacement cost with business interruption
Workers' Comp State minimum compliance Enhanced return-to-work programs
Liquor Liability Not included $1M+ per occurrence
Cyber Liability Not included $1M+ with breach response services
Innkeepers Liability Limited or excluded Full coverage for guest property
Commercial Auto State minimums (25/50/25) $1M combined single limit
Umbrella/Excess Not included $2M-$5M excess layer

A 15-room bed-and-breakfast in Rock Hill might get by with a basic plan. A 200-room full-service hotel in Myrtle Beach with a restaurant, pool, and airport shuttle needs the comprehensive approach. An independent agency like CSP Insurance Services can compare options across multiple carriers to find the right fit, rather than forcing you into a one-size-fits-all package from a single company.

Specialty Lines: Flood, Earthquake, and Valuable Items

Flood insurance is a separate policy, typically written through FEMA's National Flood Insurance Program or a private carrier. If your home sits in a designated flood zone anywhere along the SC coast or near inland rivers, your mortgage lender will require it. But even homes outside mapped flood zones can flood: roughly 25% of flood claims come from properties in low-to-moderate risk areas.


Earthquake coverage is less common in South Carolina, but the state sits near the Charleston fault zone, which produced a magnitude 7.3 quake in 1886. A rider or standalone earthquake policy is worth considering if you're in the Lowcountry.


Scheduled personal property endorsements cover high-value items like jewelry, art, firearms, or musical instruments that exceed standard policy sub-limits. Most homeowners policies cap jewelry coverage at $1,500-$2,500 per item. If your engagement ring is worth $8,000, you need a scheduled endorsement or inland marine floater to cover the difference.

Common Questions About Hotel Insurance

Do I need special insurance if my hotel has a pool or gym?

Yes. Pools and fitness centers significantly increase your liability exposure. Most insurers require specific endorsements or higher GL limits for properties with these amenities. Expect underwriters to ask about fencing, signage, lifeguard staffing, and equipment maintenance records.

How much does a typical hotel insurance policy cost?

A small hotel (under 50 rooms, no restaurant or bar) might pay $15,000 to $30,000 annually for a basic package. Larger properties with food service, pools, and shuttle operations can easily spend $75,000 to $150,000 or more. Your location, claims history, and building age are the biggest cost drivers.

Is Workers' Comp required if I only have part-time cleaners?

In South Carolina, workers' comp is required once you have four or more employees, regardless of whether they're full-time or part-time. Even if you're below that threshold, carrying coverage voluntarily protects you from personal liability if a worker is injured on the job.

Does general liability cover bed bug claims?

This is a gray area. Some GL policies cover bed bug claims as bodily injury, while others specifically exclude pest-related claims. Review your policy language carefully. If bed bugs are excluded, you may need a separate pollution liability endorsement, since many insurers classify bed bugs under pollution exclusions.

What is the difference between building coverage and business personal property?

Building coverage protects the physical structure itself: walls, roof, foundation, and permanently installed fixtures. Business personal property covers everything inside that isn't part of the building: furniture, linens, electronics, kitchen equipment, and supplies. You need both, and they're usually written as separate coverage lines within your property policy.

Boat and Watercraft Coverage for Weekend Adventures

Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.


Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.

Boat and Watercraft Coverage for Weekend Adventures

Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.


Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.

Feature Admitted (Standard) Carriers Non-Admitted (E&S) Carriers
State regulation Fully regulated; rates filed with state Exempt from rate filing; flexible pricing
Guaranty fund protection Yes: state fund covers claims if carrier fails No: no guaranty fund backstop
Policy forms Standardized (ISO forms common) Manuscript or custom forms
Risk appetite Prefers low-to-moderate risk Accepts high-risk and unusual exposures
Premium cost Generally lower Typically 20-75% higher
Surplus lines tax Not applicable Buyer pays state surplus lines tax (varies 2-5%)
Speed of placement Standard timelines Can be faster or slower depending on complexity

Making the Right Choice for Your Property

Hotel insurance isn't a single policy: it's a carefully assembled collection of coverages designed to match your specific operation. A coastal resort with a full-service restaurant, pool complex, and shuttle fleet has a completely different risk profile than an interstate highway motel with 40 rooms and a vending machine.


The biggest mistake hotel owners make is buying a generic business owner's policy and assuming it covers everything. It doesn't. Liquor liability, cyber coverage, innkeepers liability, and commercial auto all require deliberate decisions. The hospitality market continues to present unique underwriting challenges, and getting the right coverage at competitive pricing requires someone who knows the market well.


CSP Insurance Services has been helping South Carolina businesses build the right coverage since 1939. Because they work with multiple carriers as an independent agency, they can shop your hotel's specific risk profile across the market rather than quoting from a single company's menu. If you're unsure whether your current coverage has gaps, or you're opening a new property and starting from scratch, request a quote to get a personalized review from people who actually pick up the phone.

About the author

Lawson Walker, CIC

I'm proud to be part of an agency that's served Florence since 1939. CSP Insurance Services started as Cormell-Streett & Patterson, built by people who believed insurance should be personal — and more than eight decades later, that conviction still drives everything we do. Commitment, Service, Protection isn't just what CSP stands for; it's how I approach every client relationship.


As an independent, Trusted Choice agency, we aren't tied to any single carrier. That means I work for you — shopping multiple companies to match you with coverage that actually fits your family, your business, and your budget. No call centers, no chatbots. Just a local expert who takes the time to understand what matters to you and stands by you when it counts.


Whether you're protecting your home, your car, or a business you've spent years building, I'd be glad to help you find the right coverage.

We compare several carriers to find a policy that fits you, not one company's products.

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80+ years local experience

1939

Serving SC

Meet Richard

Most Requested

Core business coverage.

The policies most South Carolina businesses start with.

Commercial Property

Protect the building, equipment, and inventory your business runs on, so a covered fire, theft, or storm doesn’t become a closed door.

Workers Compensation

Required for most South Carolina employers with staff. It covers medical bills and lost wages when an employee is hurt on the job.

Commercial Auto

Cars, trucks, and fleets used for work need more than a personal policy. This handles liability, damage, and your drivers.

General Liability

Accidents happen on the job and on your property. General liability covers third-party injury and property damage claims against your business.

Inland Marine

Tools, equipment, and goods on the move aren’t covered by standard property policies. Inland marine protects them wherever they travel.

Business Owners (BOP)

A business owners policy bundles property and liability coverage into one package, often at a better price for small businesses.

We compare several carriers to find a policy that fits you, not one company's products.

◆

80+ years local experience

1939

Serving SC

Insurance Sales

J. Roger Jordan, CIC

Meet Richard

[CONFIRM bio]

Personal Insurance

Coverage for your home, vehicles, and family.

Protect what matters most with personal policies shopped across our carriers.

Home

Your house is likely your largest investment. Home insurance helps rebuild after covered damage and protects you from liability.

Auto

South Carolina drivers need real protection. Auto coverage handles liability, collision, medical costs, and uninsured drivers.

Umbrella

When a serious claim climbs past your home or auto limits, umbrella coverage adds an extra layer of liability protection.

Boat

Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.

Motorcycle

Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.

Condo

Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.

We compare several carriers to find a policy that fits you, not one company's products.

◆

80+ years local experience

1939

Serving SC

Insurance Sales

J. Roger Jordan, CIC

Meet Richard

[CONFIRM bio]

Get a Quote

Boat

Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.

Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.

Condo

Get a Quote

Motorcycle

Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.

Get a Quote

Industries We Serve

Specialized coverage for your industry.

Every industry carries its own risk. We help South Carolina businesses protect what they've built.

Restaurants

Kitchens, customers, and staff create daily exposure. We protect your property, equipment, liquor liability, and employees.

Manufacturers

From equipment breakdown to product liability, manufacturers face risk on the floor and beyond. We help cover property, machinery, and goods.

Healthcare Providers

Practices and clinics carry patient, property, and professional risk. We help cover liability, equipment, and the people who run your practice.

We compare several carriers to find a policy that fits you, not one company's products.

◆

80+ years local experience

1939

Serving SC

Commercial Property

Protect the building, equipment, and inventory your business runs on, so a covered fire, theft, or storm doesn’t become a closed door.

Meet Richard View all business coverage Get a Quote

Commercial Auto

Get a Quote

Cars, trucks, and fleets used for work need more than a personal policy. This handles liability, damage, and your drivers.

How It Works

Getting covered is simple.

Four steps, one real person from start to finish.

Tell us about you

Share a few details about what you need to protect. A real person reviews it.

We compare carriers

We shop options across our carriers to find strong protection at a fair price.

We recommend coverage

We walk you through the policy in plain language and answer every question.

You get covered

Sign with confidence — and we stay on for changes, claims, and yearly reviews.

We compare several carriers to find a policy that fits you, not one company's products.

Multi-carrier choice

Claims advocacy

When a claim happens, we stand in your corner and help move it forward with your carrier.

Local SC roots

We live and work in Florence and understand the risks your community faces because we face them too.

Client Reviews

Why clients choose CSP.

Independent advice, real people, and decades of local roots.

We compare several carriers to find a policy that fits you, not one company's products.

◆

80+ years local experience

1939

Serving SC

Insurance Sales

J. Roger Jordan, CIC

Meet Richard

[CONFIRM bio]

Get a Quote

Boat

Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.

Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.

Condo

Get a Quote

Motorcycle

Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.

Get a Quote

FAQs

Questions, answered.

Straight answers about working with an independent agency.

  • What does an independent insurance agency do?

    An independent agency represents several carriers instead of one. We compare coverage and pricing across companies, then recommend the policy that fits you best.

  • Do you cover both personal and business insurance?

    Yes. CSP writes personal lines like home and auto, and commercial lines for businesses across South Carolina.

  • How long has CSP been in business?

    CSP traces its roots to 1939, with more than 80 years serving South Carolina families and businesses.

  • Will I work with a real person?

    Always. No call centers and no chatbots — you work with a local team member who knows your account.

  • Which areas do you serve?

    We’re based in Florence and serve clients statewide, including Myrtle Beach, Rock Hill, and Columbia.

  • How do I get a quote?

    Request a quote online, call us, or stop by the office. A real person will review your needs and follow up.

How It Works

Insurance tips & updates.

Plain-language guidance to help you make confident decisions.

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We compare several carriers to find a policy that fits you, not one company's products.

◆

80+ years local experience

1939

Serving SC

Insurance Sales

J. Roger Jordan, CIC

Meet Richard

[CONFIRM bio]

Get a Quote

Boat

Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.

Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.

Condo

Get a Quote

Motorcycle

Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.

Get a Quote

Get a Quote

Let's find your coverage.

Tell us a little about what you need to protect. A real person from our Florence team will review it and follow up.

2420 Hoffmeyer Road, Suite D
Florence, SC 29501

Mon–Fri 8:30am – 5:00pm