South Carolina Salon and Barbershop Insurance

Five-star CSP Insurance Services reviews for South Carolina Salon and Barbershop Insurance

CSP Insurance Services was founded in 1939, when Clifford Cormell joined Earnest Streett to sell insurance in Florence. More than 80 years later, we still answer the phone ourselves. No call centers, no chatbots — just a local team that knows your name and your policy.

We compare several carriers to find a policy that fits you, not one company's products.

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80+ years local experience

South Carolina Salon and Barbershop Insurance icon

Hospital bills, treatment, and prescriptions for a work-related injury or illness.

Medical expenses

Claims history

A single bad color treatment can cost a South Carolina salon owner more than a year's worth of rent. A client walks out with a chemical burn, an infection sets in, and suddenly you're facing a lawsuit that your personal savings can't absorb. Scalp burns, allergic reactions, and slip-and-fall injuries are the exposures where beauty professionals tend to be most underinsured, and South Carolina's regulatory environment adds its own wrinkles that generic national advice won't prepare you for. Whether you own a multi-chair salon in Columbia, run a barbershop near the Grand Strand, or rent a booth in Florence, the right insurance setup isn't optional: it's what keeps your doors open after something goes wrong. This guide breaks down the coverage types, costs, and state-specific rules that matter most for salon and barbershop insurance in South Carolina, including general liability, professional liability, property coverage, booth renter policies, and workers' compensation.

Why South Carolina Beauty Professionals Need Targeted Coverage

South Carolina brings a mix of climate risks, legal requirements, and industry-specific exposures that make cookie-cutter insurance policies a poor fit for salons and barbershops. A shop on the coast near Myrtle Beach faces hurricane and flood threats that an inland Rock Hill location doesn't, yet both share the same professional liability risks from chemical treatments and sharp instruments. Getting the right protection means understanding what the state demands and what gaps could leave you exposed.

State-Specific Risks for Palmetto State Salons

Coastal wind and hail exposure is a real concern for shops east of I-95. Standard commercial property policies often exclude wind damage in coastal counties, meaning you might need a separate wind and hail endorsement or a policy through the South Carolina Wind and Hail Underwriting Association. Flood insurance is another gap: if your salon sits in a FEMA-designated flood zone, your commercial property policy won't cover water damage from rising water. You'd need a separate flood policy through the National Flood Insurance Program or a private carrier.


Beyond weather, South Carolina's Board of Cosmetology defines a "salon" broadly enough to include rental booths and even portable operations, which creates licensing and insurance implications that differ from states with simpler definitions. Bill 4186, introduced in the current legislative session, addresses requirements for portable salon setups: a sign that the regulatory picture is still shifting.

Understanding South Carolina Workers' Comp Requirements

South Carolina law (Title 42 of the SC Code) requires any business that "regularly employs" four or more workers (full-time or part-time) to carry workers' compensation insurance according to CSP Insurance Services. That threshold catches a lot of salon owners off guard, especially those who grow from a solo operation to a small team without updating their coverage. For accidents occurring on or after January 1, 2026, the maximum weekly compensation rate is $1,189.94, which gives you a sense of the potential payout exposure if a stylist is injured on the job.


One common mistake: assuming booth renters count as independent contractors and therefore don't trigger the four-employee threshold. The South Carolina Workers' Compensation Commission looks at the actual working relationship, not just the label on a contract. If you control when and how a booth renter works, you might owe them workers' comp coverage. CSP Insurance Services, which has been helping South Carolina businesses sort through these questions since 1939, can walk you through how the four-employee rule applies to your specific setup.

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Lawson Walker F of CSP Insurance Services, helping with South Carolina Salon and Barbershop Insurance

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Lawson Walker, CIC

Insurance Sales

CSP Insurance Services is a fully licensed independent insurance agency serving individuals, families, and businesses across South Carolina.

From our home in Florence, we proudly serve clients in Florence, Myrtle Beach, Rock Hill, Columbia, and communities throughout South Carolina. As an independent Trusted Choice agency, our team works with a wide range of top-rated carriers to provide personal and commercial coverage — home, auto, business, life, and more — tailored to the real needs of the people and businesses we protect.

Boat and Watercraft Coverage for Weekend Adventures

Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.


Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.

Feature Admitted (Standard) Carriers Non-Admitted (E&S) Carriers
State regulation Fully regulated; rates filed with state Exempt from rate filing; flexible pricing
Guaranty fund protection Yes: state fund covers claims if carrier fails No: no guaranty fund backstop
Policy forms Standardized (ISO forms common) Manuscript or custom forms
Risk appetite Prefers low-to-moderate risk Accepts high-risk and unusual exposures
Premium cost Generally lower Typically 20-75% higher
Surplus lines tax Not applicable Buyer pays state surplus lines tax (varies 2-5%)
Speed of placement Standard timelines Can be faster or slower depending on complexity

Businesses increasingly rely on portable tech: laptops, tablets, external drives, and mobile servers. A computer equipment floater covers these items when employees take them off-site, whether that's a sales rep carrying a laptop to a client meeting in Columbia or a nonprofit transporting presentation equipment to a fundraiser. Some policies even cover the cost of data restoration, which can be more expensive than the hardware itself.

Essential Insurance Types for Barbers and Stylists

Two policies form the backbone of any salon or barbershop insurance package: general liability and professional liability. They cover different things, and confusing them is one of the most common mistakes beauty professionals make.

General Liability vs. Professional Liability

General liability covers third-party bodily injury and property damage that happen on your premises but aren't related to your professional services. A client slips on a wet floor, a delivery person trips over a cord, a child knocks over a display and breaks a tooth: these are general liability claims.


Professional liability, sometimes called malpractice or errors and omissions coverage, protects you when your actual work causes harm. An allergic reaction to hair dye, a chemical burn from a relaxer left on too long, an infection from a nick during a straight-razor shave: these fall under professional liability. Solo stylists in South Carolina can get professional liability coverage for as little as $150 to $179 per year through specialized providers, making it one of the most affordable forms of protection available.

Commercial Property and Business Personal Property Coverage

Your lease probably requires you to carry commercial property insurance, but even if it doesn't, think about what you'd lose in a fire or break-in. Styling chairs run $300 to $2,000 each. Professional-grade dryers, color processors, and shampoo stations add up fast. A well-equipped salon can easily have $30,000 to $80,000 in equipment and inventory on-site.


Commercial property insurance covers the physical structure (if you own it) and your business personal property: tools, furniture, inventory, and fixtures. Policies typically protect against fire, theft, vandalism, and certain types of water damage, though flood and earthquake coverage require separate policies.

Comparison: General Liability vs. Professional Liability

Feature General Liability Professional Liability
What it covers Bodily injury and property damage on premises Harm caused by your professional services
Example claim Client slips on wet salon floor Chemical burn from a color treatment
Who needs it Every salon and barbershop Every stylist, barber, and esthetician
Typical trigger Accidents unrelated to services Errors, negligence, or adverse reactions
Often required by Landlords, lease agreements State boards, booth rental agreements
Approximate annual cost (solo) $400 - $800 $150 - $300
South Carolina HVAC Contractor Insurance from CSP Insurance Services

Protecting Independent Contractors and Booth Renters

The booth rental model is everywhere in South Carolina, and it creates insurance gray areas that trip up both salon owners and renters.

The Risk of Shared Space and Vicarious Liability

Here's the scenario that keeps salon owners up at night: a booth renter performs a keratin treatment that causes a client's hair to fall out. The client sues the renter and the salon owner. Even though the renter is technically an independent contractor, the salon owner can face vicarious liability claims, especially if the client can argue the salon had any control over the renter's methods or presented the renter as an employee.


This is why smart salon owners require booth renters to carry their own professional liability insurance and name the salon as an additional insured on the policy. It's not about being difficult: it's about making sure everyone has a layer of protection. South Carolina's Board of Cosmetology defines salons to include rental booths, so the regulatory framework recognizes this arrangement and its unique risks.

Individual Policies for Freelance Stylists

If you rent a booth, your landlord's insurance does not cover you. Full stop. You need your own professional liability policy to cover the services you perform, and you should strongly consider a small general liability policy for incidents in your rented space. A client could trip over your personal equipment bag, and that's your problem, not the salon owner's.


The good news is that individual policies for booth renters are affordable. Professional liability alone can cost under $200 per year, and bundling it with general liability through a Business Owner's Policy (BOP) can start as low as $420 annually for solo hair-only salons with 1–3 chairs according to General Liability Insurance Cost. CSP Insurance Services works with multiple carriers and can compare options to find a policy that fits a booth renter's budget without leaving gaps.

Boat and Watercraft Coverage for Weekend Adventures

Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.


Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.

Boat and Watercraft Coverage for Weekend Adventures

Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.


Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.

Feature Admitted (Standard) Carriers Non-Admitted (E&S) Carriers
State regulation Fully regulated; rates filed with state Exempt from rate filing; flexible pricing
Guaranty fund protection Yes: state fund covers claims if carrier fails No: no guaranty fund backstop
Policy forms Standardized (ISO forms common) Manuscript or custom forms
Risk appetite Prefers low-to-moderate risk Accepts high-risk and unusual exposures
Premium cost Generally lower Typically 20-75% higher
Surplus lines tax Not applicable Buyer pays state surplus lines tax (varies 2-5%)
Speed of placement Standard timelines Can be faster or slower depending on complexity

Factors Influencing Insurance Costs in South Carolina

Several variables determine what you'll actually pay for coverage:


  • Location matters significantly. A salon in a coastal county near Myrtle Beach will pay more for property coverage than one in upstate Greenville, primarily due to hurricane and wind exposure.
  • Services offered change your risk profile. A barbershop doing only haircuts has a lower professional liability risk than a full-service salon offering chemical peels, Botox referrals, or microblading.
  • Number of employees directly affects workers' comp premiums and general liability rates.
  • Claims history is the single biggest factor in renewal pricing. One paid claim can raise your premiums for three to five years.
  • Revenue and square footage influence general liability and property premiums, respectively.


A solo barber in Florence might pay premiums at the lower end of the local $400–$5,000 range for basic liability and property coverage according to CSP Insurance Services. A five-chair salon in Columbia with three employees could see premiums vary significantly depending on services and claims history. These are rough ranges: your actual quote depends on the specifics of your operation.

Specialty Lines: Flood, Earthquake, and Valuable Items

Flood insurance is a separate policy, typically written through FEMA's National Flood Insurance Program or a private carrier. If your home sits in a designated flood zone anywhere along the SC coast or near inland rivers, your mortgage lender will require it. But even homes outside mapped flood zones can flood: roughly 25% of flood claims come from properties in low-to-moderate risk areas.


Earthquake coverage is less common in South Carolina, but the state sits near the Charleston fault zone, which produced a magnitude 7.3 quake in 1886. A rider or standalone earthquake policy is worth considering if you're in the Lowcountry.


Scheduled personal property endorsements cover high-value items like jewelry, art, firearms, or musical instruments that exceed standard policy sub-limits. Most homeowners policies cap jewelry coverage at $1,500-$2,500 per item. If your engagement ring is worth $8,000, you need a scheduled endorsement or inland marine floater to cover the difference.

Common Questions About Salon Insurance

FAQ: Do I need insurance if I only rent a chair? Yes. Your booth rental agreement likely requires it, and even if it doesn't, you're personally liable for any harm your services cause. A professional liability policy covers your specific work and typically costs under $200 per year for solo stylists in South Carolina.


FAQ: Does my policy cover chemical burns from hair dye? Professional liability insurance covers injuries resulting from treatments you perform, including chemical burns, allergic reactions, and scalp damage from color or relaxer applications. This is exactly the type of claim the policy is designed for.


FAQ: What happens if a client trips on my floor? General liability insurance handles slip-and-fall accidents on your premises. It covers the injured person's medical costs and your legal defense if they sue. Most policies for South Carolina salons include a limit of $1 million per occurrence and a $2 million aggregate according to SC Coastal Insurance.


FAQ: Is my expensive equipment covered if the salon floods? Standard commercial property insurance covers your tools and equipment against fire, theft, and certain water damage. Flooding from storms or rising water is excluded: you'd need a separate flood policy. If you're in a coastal area, this distinction is critical.


FAQ: How quickly can I get a certificate of insurance? Most providers issue digital certificates immediately after purchase. If a landlord or event venue needs proof of coverage before you can start working, you can typically have documentation in hand the same day you buy the policy.

Boat and Watercraft Coverage for Weekend Adventures

Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.


Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.

Boat and Watercraft Coverage for Weekend Adventures

Your homeowners policy might cover a small kayak or canoe, but anything with a motor typically needs its own policy. Boat insurance covers physical damage to the vessel, liability for injuries or property damage you cause on the water, and sometimes towing and salvage costs.


Lake-specific risks differ from coastal ones. A boat kept at Myrtle Beach faces saltwater corrosion, hurricane exposure, and higher theft rates than one stored at a private dock on Lake Wateree. Your policy should reflect where you keep and operate the boat. An independent agency like CSP Insurance Services can compare quotes across multiple marine carriers to find coverage that actually matches your boating habits rather than forcing you into a one-size-fits-all plan.

Feature Admitted (Standard) Carriers Non-Admitted (E&S) Carriers
State regulation Fully regulated; rates filed with state Exempt from rate filing; flexible pricing
Guaranty fund protection Yes: state fund covers claims if carrier fails No: no guaranty fund backstop
Policy forms Standardized (ISO forms common) Manuscript or custom forms
Risk appetite Prefers low-to-moderate risk Accepts high-risk and unusual exposures
Premium cost Generally lower Typically 20-75% higher
Surplus lines tax Not applicable Buyer pays state surplus lines tax (varies 2-5%)
Speed of placement Standard timelines Can be faster or slower depending on complexity

Making the Right Choice for Your Business

Getting the right insurance for your salon or barbershop in South Carolina comes down to understanding three things: what the state requires, what your lease or rental agreement demands, and what risks your specific services create. Workers' comp kicks in at four employees. Professional liability is non-negotiable for anyone performing treatments. Property coverage needs to account for South Carolina's coastal weather realities if you're anywhere near the shore.


The biggest mistake I see beauty professionals make is treating insurance as a checkbox rather than a financial safety net. A $179 professional liability policy is the difference between absorbing a lawsuit and losing your business over a bad color treatment.


If you're unsure what coverage you actually need, or if your current policy has gaps you haven't considered, CSP Insurance Services can compare options across multiple carriers and build a package tailored to your situation. You can request a quote directly through their site and speak with someone who understands the South Carolina market: no call centers, no chatbots, just straightforward answers from people who've been doing this for over 80 years.

About the author

Lawson Walker, CIC

I'm proud to be part of an agency that's served Florence since 1939. CSP Insurance Services started as Cormell-Streett & Patterson, built by people who believed insurance should be personal — and more than eight decades later, that conviction still drives everything we do. Commitment, Service, Protection isn't just what CSP stands for; it's how I approach every client relationship.


As an independent, Trusted Choice agency, we aren't tied to any single carrier. That means I work for you — shopping multiple companies to match you with coverage that actually fits your family, your business, and your budget. No call centers, no chatbots. Just a local expert who takes the time to understand what matters to you and stands by you when it counts.


Whether you're protecting your home, your car, or a business you've spent years building, I'd be glad to help you find the right coverage.

We compare several carriers to find a policy that fits you, not one company's products.

◆

80+ years local experience

South Carolina Salon and Barbershop Insurance - Florence Statue
South Carolina Salon and Barbershop Insurance - Florence Statue

1939

Serving SC

Meet Richard

Most Requested

Core business coverage.

The policies most South Carolina businesses start with.

Commercial Property Insurance from CSP Insurance Services

Commercial Property

Protect the building, equipment, and inventory your business runs on, so a covered fire, theft, or storm doesn’t become a closed door.

Workers Comp from CSP Insurance Services

Workers Compensation

Required for most South Carolina employers with staff. It covers medical bills and lost wages when an employee is hurt on the job.

Commercial Auto Insurance from CSP Insurance Services

Commercial Auto

Cars, trucks, and fleets used for work need more than a personal policy. This handles liability, damage, and your drivers.

General Liability from CSP Insurance Services

General Liability

Accidents happen on the job and on your property. General liability covers third-party injury and property damage claims against your business.

Inland Marine Insurance from CSP Insurance Services

Inland Marine

Tools, equipment, and goods on the move aren’t covered by standard property policies. Inland marine protects them wherever they travel.

Business Owners Policy from CSP Insurance Services

Business Owners (BOP)

A business owners policy bundles property and liability coverage into one package, often at a better price for small businesses.

We compare several carriers to find a policy that fits you, not one company's products.

◆

80+ years local experience

South Carolina Salon and Barbershop Insurance - Florence Statue
South Carolina Salon and Barbershop Insurance - Florence Statue

1939

Serving SC

Lawson of CSP Insurance Services, helping with South Carolina Salon and Barbershop Insurance

Insurance Sales

J. Roger Jordan, CIC

Meet Richard

[CONFIRM bio]

Personal Insurance

Coverage for your home, vehicles, and family.

Protect what matters most with personal policies shopped across our carriers.

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Home

Your house is likely your largest investment. Home insurance helps rebuild after covered damage and protects you from liability.

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Auto

South Carolina drivers need real protection. Auto coverage handles liability, collision, medical costs, and uninsured drivers.

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Umbrella

When a serious claim climbs past your home or auto limits, umbrella coverage adds an extra layer of liability protection.

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Boat

Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.

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Motorcycle

Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.

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Condo

Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.

We compare several carriers to find a policy that fits you, not one company's products.

◆

80+ years local experience

South Carolina Salon and Barbershop Insurance - Florence Statue
South Carolina Salon and Barbershop Insurance - Florence Statue

1939

Serving SC

Lawson of CSP Insurance Services, helping with South Carolina Salon and Barbershop Insurance

Insurance Sales

J. Roger Jordan, CIC

Meet Richard

[CONFIRM bio]

Get a Quote

Boat

Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.

Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.

Condo

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Get a Quote
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Motorcycle

Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.

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Get a Quote

Industries We Serve

Specialized coverage for your industry.

Every industry carries its own risk. We help South Carolina businesses protect what they've built.

Restaurant Insurance from CSP Insurance Services

Restaurants

Kitchens, customers, and staff create daily exposure. We protect your property, equipment, liquor liability, and employees.

Manufacturer Insurance from CSP Insurance Services

Manufacturers

From equipment breakdown to product liability, manufacturers face risk on the floor and beyond. We help cover property, machinery, and goods.

Healthcare Insurance from CSP Insurance Services

Healthcare Providers

Practices and clinics carry patient, property, and professional risk. We help cover liability, equipment, and the people who run your practice.

We compare several carriers to find a policy that fits you, not one company's products.

◆

80+ years local experience

South Carolina Salon and Barbershop Insurance - Florence Statue
South Carolina Salon and Barbershop Insurance - Florence Statue

1939

Serving SC

Commercial Property Insurance from CSP Insurance Services

Commercial Property

Protect the building, equipment, and inventory your business runs on, so a covered fire, theft, or storm doesn’t become a closed door.

Meet Richard View all business coverage Get a Quote

Commercial Auto

Get a Quote

Cars, trucks, and fleets used for work need more than a personal policy. This handles liability, damage, and your drivers.

How It Works

Getting covered is simple.

Four steps, one real person from start to finish.

Tell us about you

Share a few details about what you need to protect. A real person reviews it.

We compare carriers

We shop options across our carriers to find strong protection at a fair price.

We recommend coverage

We walk you through the policy in plain language and answer every question.

You get covered

Sign with confidence — and we stay on for changes, claims, and yearly reviews.

We compare several carriers to find a policy that fits you, not one company's products.

Multi-carrier choice

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Claims advocacy

When a claim happens, we stand in your corner and help move it forward with your carrier.

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Local SC roots

We live and work in Florence and understand the risks your community faces because we face them too.

Client Reviews

Why clients choose CSP.

Independent advice, real people, and decades of local roots.

We compare several carriers to find a policy that fits you, not one company's products.

◆

80+ years local experience

South Carolina Salon and Barbershop Insurance - Florence Statue
South Carolina Salon and Barbershop Insurance - Florence Statue

1939

Serving SC

Lawson of CSP Insurance Services, helping with South Carolina Salon and Barbershop Insurance

Insurance Sales

J. Roger Jordan, CIC

Meet Richard

[CONFIRM bio]

Get a Quote

Boat

Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.

Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.

Condo

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Get a Quote
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Motorcycle

Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.

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Get a Quote

FAQs

Questions, answered.

Straight answers about working with an independent agency.

South Carolina Salon and Barbershop Insurance - Sc Statehouse
  • What does an independent insurance agency do?

    An independent agency represents several carriers instead of one. We compare coverage and pricing across companies, then recommend the policy that fits you best.

  • Do you cover both personal and business insurance?

    Yes. CSP writes personal lines like home and auto, and commercial lines for businesses across South Carolina.

  • How long has CSP been in business?

    CSP traces its roots to 1939, with more than 80 years serving South Carolina families and businesses.

  • Will I work with a real person?

    Always. No call centers and no chatbots — you work with a local team member who knows your account.

  • Which areas do you serve?

    We’re based in Florence and serve clients statewide, including Myrtle Beach, Rock Hill, and Columbia.

  • How do I get a quote?

    Request a quote online, call us, or stop by the office. A real person will review your needs and follow up.

How It Works

Insurance tips & updates.

Plain-language guidance to help you make confident decisions.

South Carolina Workers' Compensation Requirements for Employers: The 4-Employee Rule and Exemptions

South Carolina Workers' Compensation Requirements for Employers: The 4-Employee Rule and Exemptions in 2026

21 September 2026
South Carolina workers' comp requirements for 2026 explained: the 4-employee rule, exemptions, contractor classification, penalties, and compliance.
Term vs. Whole Life Insurance in South Carolina: How Much Coverage Costs and Which to Choose

Term vs. Whole Life Insurance in South Carolina: How Much Coverage Costs and Which to Choose

29 August 2026
Compare term vs. whole life insurance in South Carolina, including costs, coverage options, regulations, and tips to choose the right policy for your family.
How Much Does Business Insurance Cost for a Small Business in Florence, SC?

How Much Does Business Insurance Cost for a Small Business in Florence, SC?

6 August 2026
Learn how much small business insurance costs in Florence, SC, including GL, workers’ comp, property coverage, pricing factors, and ways to save.

We compare several carriers to find a policy that fits you, not one company's products.

◆

80+ years local experience

South Carolina Salon and Barbershop Insurance - Florence Statue
South Carolina Salon and Barbershop Insurance - Florence Statue

1939

Serving SC

Lawson of CSP Insurance Services, helping with South Carolina Salon and Barbershop Insurance

Insurance Sales

J. Roger Jordan, CIC

Meet Richard

[CONFIRM bio]

Get a Quote

Boat

Your association covers the building, but not what’s inside. Condo insurance protects your belongings, improvements, and liability.

Time on the water should be worry-free. Boat coverage protects your vessel, your passengers, and your liability on the lake or coast.

Condo

South Carolina Salon and Barbershop Insurance icon
Get a Quote
South Carolina Salon and Barbershop Insurance icon

Motorcycle

Riders need coverage built for the road. Motorcycle insurance protects your bike, your gear, and you after an accident.

South Carolina Salon and Barbershop Insurance icon
Get a Quote

Get a Quote

Let's find your coverage.

Tell us a little about what you need to protect. A real person from our Florence team will review it and follow up.

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2420 Hoffmeyer Road, Suite D
Florence, SC 29501

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South Carolina Salon and Barbershop Insurance icon

Mon–Fri 8:30am – 5:00pm